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July 2012 Moms
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Let's talk Life Insurance

Boing214Boing214 member
in July 2012 Moms
I feel like a horrible parent because we don't have this set up for a just in case scenario on DH and I. What companies are you ladies using that you feel are reliable and don't have those special clauses giving them an out in almost every situation?

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Even a minor event in the life of a child is an event of that child's world and thus a world event.

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Re: Let's talk Life Insurance

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    apollonia10apollonia10 member
    We use Prudential and we've been happy with them. DH is in very good shape and got a very good deal on it because he's so healthy. We only have insurance for him though - if I died, his family is wealthy and he would be fine. If he died...well, my ILs mig
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    ThePinkSuperheroThePinkSuperhero member
    We have USAA (my Dad is ret. Marine).  They're very easy to work with!
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    Boing214Boing214 member
    Thanks for the suggestions, it's so hard to know what companies one can trust nowadays. I'll look into these.

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    Even a minor event in the life of a child is an event of that child's world and thus a world event.

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    breezyblueyezbreezyblueyez member
    imageThePinkSuperhero:
    We have USAA my Dad is ret. Marine.nbsp; They're very easy to work with!


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    JustcallmeGG2JustcallmeGG2 member

    how does this work?  do you comparison shop?  how do you know what plan/ company to choose?

    we haven't set it up yet and I am really scared its going to be expensive now that I have the early stage glaucoma diagnosis :(




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                      Ayden & Sydney
                                       
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    JustcallmeGG2JustcallmeGG2 member
    thanks girls, I thought about that too, that glaucoma has nothing to do with early death, but I don't know how these companies work.



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                      Ayden & Sydney
                                       
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    PD0323PD0323
    We have state farm.  We pay around $20 a month each for 25,000 whole life policies.  They were very easy, just quick swabs of the mouth.  We also have all of our other insurances with them though so we get a multi-line discount.
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    ThePinkSuperheroThePinkSuperhero member

    imagebreezyblueyez:
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    lilsquirt75lilsquirt75 member
    just offering another piece of advice...may want to check with your car insurance company as most offer life insurance and can be used as a multi-line discount to get cheaper rates.  I have State Farm and my life insurance premium is $11 a month, but
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    Boing214Boing214 member

    imagelilsquirt75:
    just offering another piece of advice...may want to check with your car insurance company as most offer life insu

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    Even a minor event in the life of a child is an event of that child's world and thus a world event.

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