January 2018 Moms
tdevlindrye
member
Health Insurance
tdevlindrye
member
I have health insurance through Obamacare at the moment and think I can just keep paying and have the same plan until the end of the year. I'm worried though about being due in January since I'll have to find a new plan. I've heard about pregnancy being a pre-existing condition and am now worried that I'll be denied insurance after December unless Obamacare keeps going.
I'm honestly just not that familiar with how all this works. Has anyone else done the research? Can we really be covered for all prenatal care and then dropped just before the due date?
I'm honestly just not that familiar with how all this works. Has anyone else done the research? Can we really be covered for all prenatal care and then dropped just before the due date?
Re: Health Insurance
Married: 9/2016
TTC # 1: 11/2016
BFP: 5/2017
Baby Boy: 1/2018
Link to FF Charts
I use Hypnobabies! http://www.hypnobabies-store.com/link.cgi?affiliateID=472
J18 December Siggy Challenge: Christmas Movies!
EDD: 1/6/2018
Eva Jane: 7/23/2014
Married April 2016
BFP: 4/21/2017 EDD: 12/31/17
TTC #1: 4/2016 - 4/2017
Became a momma to a wonderfully weird rescue dog in May 2016
Regardless of what happens with that bill, it's still possible that the plans available in your state could be different, or have different costs, when it comes time to renew. Chances are, you should be able to renew with the same or similar plan at the end of the year, this time around.
Down the road, presuming the bill passes eventually, you can expect the plans available at healthcare.org to become more expensive, and to offer less coverage. But expect that in 2019.
7 IUIs, 7 BFNs.
2 IVF attempts, both cancelled and converted to IUI, both BFNs.
Decided that my tired old ovaries are ready to retire.
Next step- reciprocal IVF, using my wife's eggs, my uterus!
fresh 5 day transfer (2 embryos) 4/17/17- BFP!
Identical twins "due" 1/2/17 (but anticipated arrival sometime December)
ETA: I'm saying it's standard to "reset" what you have to pay. And it stinks when you have a Jan baby!!
I obviously have no experience with the possible new healthcare, but I do have experience switching insurance plans/companies. As long as you have a letter of prior (? I can't remember what the last word is), you're good and you can't be excluded for anything pre-existing because it was previously covered under a plan. Again, I'm only speaking from my experience a few years ago though.
Born via emergency c-section - 8lb, 19.75 in, 100% stubborn BFP Chart
8 cycles of unmedicated trying = BFP!! - EDD 1/10/18
*Waiting for Baby Eags 2.0*;