Infertility

Starbucks insurance and IVF

FYI in case you haven't heard this yet and are looking for a way to get IVF covered.

https://newyork.cbslocal.com/2017/09/05/some-women-opting-to-work-at-starbucks-to-pay-for-expensive-fertility-treatments/

Me 34 DH 36 Married since July 2010 
MFI (High DNA Fragmentation) & Mild endometriosis
TTC #1 since June 2015 
Aug 2016 - May 2017  6 IUI's with letrozole - BFN
April 2017 - laparoscopy to remove mild endo
June 2017 - Mini IVF letrozole 12.5mg, Gonal-F 75IU - Cancelled early ovulation, no eggs retrieved. 
Aug/Sept 2017 - Mini IVF letrozole 12.5mg, Gonal-F 75IU, cetrotide - 13 eggs retrieved, 11 mature
5 eggs ICSI'd 6 eggs frozen - 1 day 5 blast transfered, 2 expanded blast frozen - BFP!
May 2018 - Baby girl born - Our Joy

TTC #2 since July 2019
July 2019 - FET - BFN
Jan 2020 - FET - canceled due to family health issues
Mar 2020 - FET - low beta - chemical pregnancy
July 2020 - ICSI'd remaining 6 eggs - 3 fertilized - 2 survived to early blast stage, transfered both - Chemical Pregnancy


Re: Starbucks insurance and IVF

  • I just saw this on fb the other day! How amazing is that?!?! 
    *tw*
    Me: 33 / DH: 30
    Married: 10/19/13
    NTNP since 2010 / TTC since 2013
    DX: Unexplained
    June 2014 – Aug 2014 (3 cycles): Medicated cycles >> Letrozole + Trigger = BFN
    Sept 2014: IUI #1 >> Letrozole + Follistim + Trigger = BFN 
    Dec 2014: IUI #2 >> Letrozole + Follistim + Trigger = BFN 
    Sept 2016: Consult with RE, DH consult with Urologist
    Nov 2016: D&C to remove polyps >> RE required 6 month break
    May 2017: IUI #3 >> Letrozole + Follistim + Trigger = BFP >> MC/CP
    Aug 2017: IUI #4 >> Follistim + Trigger = BFN
    Oct 2019: IVF Consult

  • Loading the player...
  • Do you know how long you have to work at Starbucks before the ivf benefits kick in? 
    ***** child/loss TW *****
    Age: 32 DH: 35
    natural pregnancy DD 2012 TTC #2 since 2014
    9/2015 chemical pregnancy
    Initial workup: 
         AMH: 0.898 ng/ml
         Antral Follicle Count: 5
         FSH day 3: 6.56 mIU/ml
         LH day 3: 5.24 mIU/ml
         Estradiol day 3: 46.75 pg/ml

    IUI 1-4 BFN

    IVF #1 After ovulation was confirmed with progesterone levels on CD19. Cetrotide ½ dose X4 doses and minivelle was started CD 20 to continue through stim. Upon AF, started follistim 150 bid and menopur 75 bid on CD3. Started cetrotide 1 dose when biggest follicle reached 13mm. Retrieved 4 eggs out of 12 follicles, 2 PGS normal, FET #1 9/14/18 BFP beta#1 10dp6dt 369, 12dp6dt 1210 
  • Do you know how long you have to work at Starbucks before the ivf benefits kick in? 
    Nope, maybe google knows

    Me 34 DH 36 Married since July 2010 
    MFI (High DNA Fragmentation) & Mild endometriosis
    TTC #1 since June 2015 
    Aug 2016 - May 2017  6 IUI's with letrozole - BFN
    April 2017 - laparoscopy to remove mild endo
    June 2017 - Mini IVF letrozole 12.5mg, Gonal-F 75IU - Cancelled early ovulation, no eggs retrieved. 
    Aug/Sept 2017 - Mini IVF letrozole 12.5mg, Gonal-F 75IU, cetrotide - 13 eggs retrieved, 11 mature
    5 eggs ICSI'd 6 eggs frozen - 1 day 5 blast transfered, 2 expanded blast frozen - BFP!
    May 2018 - Baby girl born - Our Joy

    TTC #2 since July 2019
    July 2019 - FET - BFN
    Jan 2020 - FET - canceled due to family health issues
    Mar 2020 - FET - low beta - chemical pregnancy
    July 2020 - ICSI'd remaining 6 eggs - 3 fertilized - 2 survived to early blast stage, transfered both - Chemical Pregnancy


  • I think I read that you can be part time and insurance kicks in after a month. 
    TTC history in spoiler box:
    Me: 42, single
    Hysteroscopy: 2013
    IUI #1-2: 2013 BFN
    Surgery 10/2015: Planned to start trying again but had a surgery. (Not related to fertility)
    Surgery 5/2016: Planned to start trying again but had another surgery. (Not related to fertility)
    IUI  #3-5 (with Clomid): summer 2016 BFN
    IVF #1: 11/2016. 30R; 21M; 20F; 8B (6 day5 & 2 day6); 4 normal after PGS
    Medicated FET #1: 1/31/2017 transferred 1 embryo 3AA. BFP. Embryo stopped growing at 6w 1d. MUA at 9w 3d.
    Medicated FET #2June 2017 - cancelled...
    Hysteroscopy #2: June 2017
    Medicated FET #2: 8/7/2017 transferred 1 embryo 5BB. BFP. Ended in CP.
    Medicated FET #3: 10/11/2017 transferred 1 embryo 3AA. BFN
    ERA: December 2017 - need an extra 12 hours of PIO
    Medicated FET #4: 1/24/2018 transferred 1 embryo 4AA. BFN
    Out of embryos.  :'(
    IVF #2: 03/2018.

  • I looked in to it before we got insurance another way, I believe it was 90 days. 

    1st cycle of IVF started April 9, 2017. ER- 15R, 7M, 5F, 4 frozen, 1 transferred. BFN

    May 2017- Hysteroscopy

    June-August 2017- 2nd attempt via FET. 2 Embryos transferred on 08/10/17. BFP, but ended in a chemical.

    November 2017- Hysteroscopy

    January 2018- 3rd attempt via FET. 2 Embryos transferred on 01/25/18. BOLD BFP on a HPT on 1/31, Beta # 1 on 2/5= 721. Beta # 2 on 2/7- 1903. 6wk+3 day scan revealed twins!

    I'm blogging about it here

  • TTC history in spoiler box:
    Me: 42, single
    Hysteroscopy: 2013
    IUI #1-2: 2013 BFN
    Surgery 10/2015: Planned to start trying again but had a surgery. (Not related to fertility)
    Surgery 5/2016: Planned to start trying again but had another surgery. (Not related to fertility)
    IUI  #3-5 (with Clomid): summer 2016 BFN
    IVF #1: 11/2016. 30R; 21M; 20F; 8B (6 day5 & 2 day6); 4 normal after PGS
    Medicated FET #1: 1/31/2017 transferred 1 embryo 3AA. BFP. Embryo stopped growing at 6w 1d. MUA at 9w 3d.
    Medicated FET #2June 2017 - cancelled...
    Hysteroscopy #2: June 2017
    Medicated FET #2: 8/7/2017 transferred 1 embryo 5BB. BFP. Ended in CP.
    Medicated FET #3: 10/11/2017 transferred 1 embryo 3AA. BFN
    ERA: December 2017 - need an extra 12 hours of PIO
    Medicated FET #4: 1/24/2018 transferred 1 embryo 4AA. BFN
    Out of embryos.  :'(
    IVF #2: 03/2018.

  • I know a girl on insta who did it, and I believe its based on cumulative hours worked, not just a flat number of days.
    <div class=" Quote"><img src="https://us.v-cdn.net/5020794/uploads/editor/ho/k48c1vzdpb9y.jpg" alt="" title="Image: https://us.v-cdn.net/5020794/uploads/editor/ho/k48c1vzdpb9y.jpg"></div>I am not sure of the details though like lifetime caps or specifically what plans are offered...
  • That is good to know. DH is at Amazon with $15k lifetime. Maybe I'll look at employment for myself at BofA
  • @nessa121831 It is definitely worth a shot! What part of the country are you in?
  • OMG this is seriously amazing.  I would totally be a part-time Barista for this!!!
    Me 32 DH 36, Married 12/2013, TTC Since 9/2015
    Diagnosis: Unexplained 
    2 IVFs, 8 IUIs (2 Clomid, 6 Injectables)
    Nov '16: TI Clomid- 2 Follicles, BFN 
    Dec '17: IUI Clomid- 1 Follicle, BFN 
    Jan '17: TI Clomid - 1 Follicle, BFN 
    Feb '17: IUI Clomid - 1Follicle, BFN
    Mar '17: IUI Inject - Canceled (Cyst) 
    Jun '17: IVF Antagonist, 13ER, 10Fert (5ICSI, 5Nat)  - No Blasts, 1 D5T, BFN
    Sep '17: IVF Antagonist, 14 ER, 4 Fert (All ICSI) - 2 D3T, BFN
    Nov '17: IUI Inject - 4 Follicles, BFN
    Dec '17: Laparoscopy Endo - Neg (No Endo)
    Feb '18: IUI Inject - 4 Follicles, BFN 
    June '18: IUI Inject - 5 Follicles, BFP -> CP 
    Aug '18: IUI Inject - 1 Follicle, BFP -> Ectopic 
    Sep '18: IUI Inject - 7 Follicles, No Trigger, Missed O, BFN
    Currently on BCP to gear up for Nov '18 IUI 
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