Weekend Randoms

cabu14 · April 2016

Heyo!! It's the Freakin' Weekend!

Anything good happening out there? Whats the drama??

cabu14 · April 2016

I can start by saying I have today off! WOop!

I woke up this morning with my back hurting like Im in the process of my disc bulging out. It feels like last time right before it happened. I'm pretty pissed about it right now.

I'm thinking about changing my avatar.. is this a good or bad idea? I'm not sure I'm that active to even worry about people not recognizing me.. so I might just do it.

mylove071407 · April 2016

@cabu14 I'm sorry your back hurts. Hopefully it gets better soon.

I'm seeing my last client of the day now and then I'm going home. Nothing exciting planned for tonight but tomorrow we have breakfast at the MIL's house and then dinner at DH's grandparents house.

picklesplease · April 2016

Cheers to the freakin' weekend! After my HSG, I fully intend to do absolutely nothing tonight after work and then I have a wedding to go to tomorrow! I know what I"ll probably, mostly, totally going to be doing this weekend!

thj101 · April 2016

I'm pretty pumped that DH and I get to spend the entire day together tomorrow. We've already scoped out the antique/salvage shops we want to go to, and hopefully we will get/find stuff for a sofa table I've been wanting to make. Then, we are going to The Cheesecake Factory at some point, and who knows what else!

furbabymom2007 · April 2016

I am taking senior pictures and then prom pictures for my neighbors kid tomorrow and I am feeling super nostalgic about it, esp the prom pics. I have a side photography business where I mostly do families, newborns and weddings but I am making an exception and doing this for fun because my neighbor is awesome and helps us out so much with our dogs!

pretzel2plus1 · April 2016

I'm still at work for the next 3 hours and 45 minutes, but who's counting, right?

We have an event to go to tomorrow down on the beach, and I'm pretty excited about that, but not too much else planned for the weekend.

@cabu14 Sorry about your back!

@doctordonna Good luck with your HSG! Let us know how it goes!

picklesplease · April 2016

@pretzel2plus1 - My HSG was "perfect" according to my RE. We're meeting in a couple of weeks to start a "Plan of Care." I'm pretty excited. We're probably out this cycle, but we'll have a plan and hope for a successful cycle in the future.

Lecool · April 2016

I have a bunch of chores to do this weekend - grocery shopping, cleaning the house and laundry. But then I'm going to sit on the couch with H and catch up on our DVR.

Also - going to start gathering ideas for decorating our formal living room. Aside from just browsing Pinterest, does anyone have any good home decor inspiration blogs/sites/etc?

cabu14 · April 2016

I think this question might be beating a dead horse and people have tried to define it over and over but. today..

what exactly do we mean by "contributing" member?
is TWW and WTO enough? Is a solid week enough?

I don't really contribute on TWW and WTO.. maybe once or twice a week I will post there, I just don't have enough to say on a daily basis. I do however like to contribute on other threads. I don't feel very active really but I know when I don't recognize users.. but maybe I should pipe down because I'm not in WTO or TWW...

thj101 · April 2016

What kind of décor style do you like @lecool?

MamaMunn · April 2016

cabu14 said:

I think this question might be beating a dead horse and people have tried to define it over and over but. today..

what exactly do we mean by "contributing" member?
is TWW and WTO enough? Is a solid week enough?

I don't really contribute on TWW and WTO.. maybe once or twice a week I will post there, I just don't have enough to say on a daily basis. I do however like to contribute on other threads. I don't feel very active really but I know when I don't recognize users.. but maybe I should pipe down because I'm not in WTO or TWW...

I don't know the specifics of what being a contributing member entails exactly, but in my opinion I would definitely consider you one @cabu14!

I don't think just participating in WTO/TWW alone make you a contributing member I don't always participate in WTO/TWW either. I feel like I've been here for awhile and since my cycles are so long I don't always have anything to say.

MollyandD · April 2016

Tonight, I plan to hide from tornadoes, should they appear.

Last weekend, I watched "Hush" on Netflix. It was the best suspense film I've seen in a long time. I hate when movies pop out to scare you, but this one didn't do that. I still screamed at the TV, and I was on the edge of my seat. I kept squeezing my husband's arm. He tolerates me so well. I definitely recommend this movie.

Lecool · April 2016

@thj101 I'd say my style is contemporary, but with some farmhouse-y touches, like a lot of weathered wood and rock accents. I'm kind of thinking I want to do something interesting with color/texture/pattern since it's the formal living room (first room you see when you walk in the front door).

mtmama2 · April 2016

cabu14 said:

I think this question might be beating a dead horse and people have tried to define it over and over but. today..

what exactly do we mean by "contributing" member?
is TWW and WTO enough? Is a solid week enough?

I don't really contribute on TWW and WTO.. maybe once or twice a week I will post there, I just don't have enough to say on a daily basis. I do however like to contribute on other threads. I don't feel very active really but I know when I don't recognize users.. but maybe I should pipe down because I'm not in WTO or TWW...

If you're talking about what I think you are talking about...I totally agree and was thinking the same thing. I also don't think that 2 weeks and 10 total posts make you a "contributing" member. Even though I'm only lurking the WTO and TWW boards at this time, I can still get a general feel for who the truly "active" and "contributing" members are. But what do I know...

ETA: @DoctorDonna that's great news about your HSG! I bet it will feel good for you to get a "plan of care" in place!

thj101 · April 2016

@lecool I like Blue Egg Brown Nest. She does a lot of the style that you like, as well as diy furniture, and crafts...

Lecool · April 2016

@thj101 oooooh I love it! Thank you!

PepperAT · April 2016

I mentioned this a little earlier, but we have a team building event after work today. I don't know why we need this, since we all spend everyday together anyway and I don't feel the need to spend time with most of my co-workers after work. Anyway, I found out we are going to one of those escape room things and have been promised it will be fun. I feel like a miserable person today and I don't like it. Tomorrow I plan on cleaning and drinking, because I can.

mrsdaddario · April 2016

Friday's are DH's night to cook, so I fully intend on catcalling him from the couch while he cooks. And watch Mysteries at the Museum because I'm addicted to that show. Tomorrow I'm grocery shopping/cleaning/cheat mealing and Sunday will be our together day! We always make an effort to have one weekend day together!

Mylitta · April 2016

@cabu14 @SienaC Agreed. I've been really trying to be active, and I've been creeping daily for about a year. BUT if it does end up being this cycle for me, I'm only about at O, I think I'd quietly slip off. I'm happy for her, no idea who she is.

@PepperAT I'm thinking your team building is not like mine... Ours are essentially pot lucks at someones house where we may or may not get drunk. It's fun. But we're all pretty good friends too.

mylove071407 · April 2016

@cabu14 I've been asking that myself. What would make someone a contributing member?

hupp0013 · April 2016

I am at my parent's house for the weekend so DH can study and write papers.

MelissaM090 · April 2016

I have to work a trade show all weekend, alone. Being the only person in my job is awesome 99% of the time, but it's times like this it would be nice to have a little help and/or company. Hoping there's some fun people around me to talk to. DH may come sit with me for awhile.

Definitely going to be taking some time to chill out and relax tonight and tomorrow night, so hopefully this thread stays active!

MollyandD · April 2016

Well, just to update after my previous post, tornadoes have come out to play. It looks like the storms are staying south of me, but my storm shelter is ready just in case.

Mylitta · April 2016

Yay! I forgot we had plans to go shooting tonight. Very excited!

mtmama2 · April 2016

@MollyandD Yikes that is super scary! FX that the tornadoes stay away from you guys!

@Mylitta that sounds like our team building too lol lots of tequila, dancing, and snarkiness

cabu14 · April 2016

Thanks @MamaMunn

@Mylitta & @SienaC Yes it sounds like both of you know exactly what I'm referring to...

CoonMom · April 2016

SienaC said:

cabu14 said:

I think this question might be beating a dead horse and people have tried to define it over and over but. today..

what exactly do we mean by "contributing" member?
is TWW and WTO enough? Is a solid week enough?

I don't really contribute on TWW and WTO.. maybe once or twice a week I will post there, I just don't have enough to say on a daily basis. I do however like to contribute on other threads. I don't feel very active really but I know when I don't recognize users.. but maybe I should pipe down because I'm not in WTO or TWW...

If you're talking about what I think you are talking about...I totally agree and was thinking the same thing. I also don't think that 2 weeks and 10 total posts make you a "contributing" member. Even though I'm only lurking the WTO and TWW boards at this time, I can still get a general feel for who the truly "active" and "contributing" members are. But what do I know...

I feel badly that I don't participate as much as I would like.

1) I can't bump at work. Threads usually aren't started before I go in (I can never come up with a good GTKY question so I don't like starting them). By time I get home/around to bumping everyone's done for the day so I feel it's useless to post. I hate typing out WTO/TWW posts on mobile. If I have a quick reply/comment I will mobile bump.

2) I usually don't feel like being a Debbie downer during AF. Then close to O/beginning TWW I'm slammed at work and am too tired to sign on to my computer after work.

Please know I still lurk daily and send hugs when needed.

clover28 · April 2016

We are buying a new mattress this weekend. I would like to blame our jacked up bed on all of the TTC, but honestly it was just really cheap and we need a new one. I'm pretty excited to get a comfy one.

I also feel old as hell writing a post about how excited I am to devote my weekend to mattress shopping.

linzrunz · April 2016

Stay safe @MollyandD !!

We are buckling down on our old house so we can get it on the market!! We are doing a rent to own in the house we're living in and can't actually buy it until we sell the house we currently own. It's so close, but DH is freaking out because it's not perfect (we had a lot of renovations to finish and had to move out to do them). Basically, it's been a nightmare, but it's almost over. I see the light at the end of the tunnel, but DH thinks it's an oncoming train. He's being so negative! Hoping I can survive the weekend without strangling him.

MamaMunn · April 2016

I have a weekend random question for the home owners out there!

DH and I are starting to think about purchasing a house and we're kind of lost on where to start. How did you all get the ball rolling as a first time home buyer? How much did you make sure you had set aside for a down payment? I'm completely clueless here!

clover28 · April 2016

@MamaMunn The first thing you want to do is shop for mortgage rates and get pre approved. By no means do you need to find a house that costs as much as you are pre approved for, but sellers will take you seriously if you have a pre approval letter in hand. I highly suggest getting a buyers realtor to help you. If you can put 20% down, you wont have to pay private mortgage insurance. If you can't put down 20% that's okay too but you will pay a little more every month on top of your principal until you reach that 20% in equity.

mylove071407 · April 2016

MamaMunn said:

I have a weekend random question for the home owners out there!

DH and I are starting to think about purchasing a house and we're kind of lost on where to start. How did you all get the ball rolling as a first time home buyer? How much did you make sure you had set aside for a down payment? I'm completely clueless here!

We went the wrong route for buying our house. They were going to raise.our rent so we figured let's buy a house. Some banks will do a first home buyers club and you deposit an x amount of money for x amount of time and then the bank will match it.

MamaMunn · April 2016

@clover28 Thanks! That's really helpful! I had heard you had to put 20% down and that's why we've never considered buying before. It's good to know that you can do it without the full 20%!

MonaLisaRalphio · April 2016

@CoonMom don't worry about being a Debbie downer during AF - just about every single one of us is a crankypants on CD1, at least!

MelissaM090 · April 2016

@MamaMunn I'm in Canada so I don't know if it's different but we only had a 5% down payment and that was considered the minimum, but pretty normal. Some people shop for mortgages themselves but we went through a broker and because we were in a low risk financial category (good credit, etc), we didn't have to pay his commission - the financial institution paid it for the benefit of him bringing them 'good customers'. We got a great rate and he was very honest and fair in working with us to figure out what we could afford. It was a stressful process at the time but so so worth it. We got our house last May 1st and it's modest but we just love being homeowners.

I should say too that obviously a lot of factors go into house affordability (like location) but neither DH or I make great money. I was lucky enough to come into an inheritance that paid most of our down payment and we live pretty paycheck to paycheck with everything else but we have everything we need and it's worth it to have our own home.

RatParade · April 2016

@mamamunn We put 3.5% down with an FHA loan. There are better low-down-payment loans available, but we didn't qualify because neither of us had a credit history (we were young). FHA loans don't care. As someone mentioned earlier I do pay mortgage insurance though (it's about $80 a month on our $165k house) until we reach 20% equity.

aammyy33 · April 2016

@clover28 DH and I just started saving up for a King size bed set. It's going to be our next "splurge". I'm sooo looking forward to getting it! Makes me feel old too that I'm so excited for that kind of purchase. We also bought a new washer/dryer set for Christmas! Best present ever!

houseofsetters · April 2016

@aammyy33 I love that! We decided we were officially super lame when we got each other a king bed/mattress for Christmas last year. Now, at least once a week when we get in bed, one of us comments on how it's totally the best decision we've ever made. Aside from maybe marrying each other.

Lecool · April 2016

@MamaMunn
Definitely get pre-approved first so that you really know what price range of homes you should look at and what you would be getting into for a mortgage payment. We looked at some that were outside of our budget and it was a big bummer! It's fun to look at the really nice houses that you know are not a possibility, but when it's "only" a little bit outside your budget you start wondering if you can make it work, which makes it tempting to go outside your budget. I'm so glad we didn't, because it would have made everyday life pretty tight budget-wise.

We had money saved up for a down payment (I can't remember exact percentage...) but consider that if you put down less than 20 percent, you will have to pay PMI (Private Mortgage Insurance) included with your mortgage. I think it depends on the home you buy and how much you put down, but our PMI added almost $200/month to our mortgage payment. We actually just refinanced last month for a lower interest rate and to pay off the PMI. We had no idea about PMI until we got into the process, and were surprised by the addition of that on top of the mortgage.

cabu14 · April 2016

@MamaMunn yes to pp! And once you are pre approved do a bunch of searches to find what you like and don't like. Also we were pre approved for way more than what I felt like we could afford monthly.. So keep that in mind for your budget. Make sure you have your own max amount before you start looking.

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