Apologies if I missed an earlier thread on this topic in my searches!
Is anyone else panicking about affording a(nother) baby? DH and I both have decent jobs but we're admittedly terrible with money. This is our first so we fully expect to be blindsided (if that makes sense). I'd love to move out of our one bedroom apartment but I think we're going to have to wait. Any golden pieces of advice from STMs? Any budgeting tools you've found helpful?