I know with my plan one thing to keep in mind is my deductible, and out of pocket max are for the PLAN but is split over my husband and I.
We have a $600 deductible. I have met my $300 for the year, he has used none of it. So we have $300 remaining on the plan deductible, but anything I go for I have already reached the 80/20 level. I know the same is for the max ($7500) it is split between us.
You can ask the hospital to run your plan against their charges, and they should be able to generate an approximate bill.
Don't forget - the baby will have a bill too! So in my example above, the little will have a $150 deductible, I will have a $300, and my husband will too. (my plan jumps to $750 as a "Family" plan, a dependents have a lower deductible)
I hope that made sense... I spent like thirty minutes on the phone with my ins trying to understand.
BFP #1: 08/17/2012 DD1 born 05/01/2013
BFP #2: 07/31/2015 M/C 09/23/2015 (11.5 weeks)