So - I have mentioned this before, I am currently unemployed and NO ONE hires expecting mommies. I have few skills that I can use to make money from home so were slowly sinking deeper and deeper into debt. This morning I realized how bad it is and that I have been hiding my head in the sand for the last 7 months regarding our financial situation.
So I had a breakdown. Full sob fest. Cos poor hubby has been carrying all the stress by himself. As soon as he left for work I totally broke down. My dog actually came and sniffed at my face and lay down by my feet.
I know there are other ladies on here experiencing financial difficulties and just wanted to let you all know, I get it and we will get out of this too!
Re: Complete and utter breakdown
It's good your dog comforted you though, pets are great that way
Keeping you in my thoughts!
My first suggestion is to downsize wherever you can - we got rid of cable and Internet, and stopped buying silly things like bottled water which are all money drains. Look at your monthly expenses to see what else could be cut or downsized, and make sure whatever you keep you're getting the best deal. We got food stamps so whatever money we had coming in could either be saved or put to a bill. I got my car back almost immediately after they took it with no penalty because i worked out a deal with the lien holder and negotiated a lower interest rate. We called all of our creditors and negotiated pay reasonable pay schedules so we could do so more easily. I got assistance for the city to pay for the utilities so we never had had to worry about being cold or in the dark.
Within a few months of baby being born hubby got a new job and a few months after that I got a promotion/pay increase. Minus the food stamps we kept up our frugal behavior and maintined that lifesle until we both felt everything was under control.
Look into the temporary assistance resources available where you live... for instance you may be eligible for WIC or programs similar to above so don't let pride get in your way. This is a temporary situation and those programs are there to help you so use them. Once you are back on your feet just pay it forward
Good luck :-)
Unfortunately in SA they dont offer a lot of unemployment benefits, and we live in such a small community that staffing agencies arent an option - i have looked into it on more than one occasion.
Still applying everywhere, still trying to find work from home opportunities. By no means am I taking this lying down.
thanks to everyone for the kind words of support.
It was initially a shock and I did have a breakdown at the beginning stressing about our finances, I still have them from time to time. I'm almost 30 weeks, my income is supporting our little family with all our bills, expenses and preparing for a baby... It's hard when I've felt sick and unable to work knowing that if I don't go to work that's money we lose out from that week.
It's also stressed out and make the hubby feel guilt (even though I've told him he is doing something that is going to help our family financial when he has a career and not just a job). I feel ya sister!! We are totally entitled to having a bad day and the occasional sob/breakdown (I'd had one a few days ago)... But just remember that it will work itself out!
We've been reaching out to friends and family for hand-me-downs, and a lot of family is pitching in with new stuff too. We got WIC and we are doing side jobs, he's been offering to mow neighbors' lawns or weed, and I've been doing surveys and app gigs for some extra cash.
You're right- we will get through this!! I say get on Pinterest and search for side jobs or sign up for Care.com and do some babysitting or petsitting jobs. Good luck!
But since posting my rant, we have sat down and decides on things we can cut down on and can cut out completely. I have also started making Christmas decorations in hopes of selling them soon as the season is getting closer and closer...