September 2015 Moms

no job. money problem?

I dont work any more. Talked with hubby about when baby comes if he would help out with diapers and wipes and a few other things and he said isnt that ur job to provide for the baby. After convincing that I cant do it all on my owe since Im the only one paying grocerys, electricity, the wifi bill, and phone bill. Cuz he pays the rent. But I just stopped working how I'm i supposed to pay for all this and the baby. Shouldent he paying for the baby stuff to. It's his child to and after tearing down hurt. He said fine I will pay for the child stuff only but if u want something u find a way to pay for it and grocerys, electricity, WiFi bill and phone bill. He eats the food I buy and uses the internet, electricity. The most . How em I supposed to pay for all this if I don't have a job. Any one on the same boat as me? Or did I make the worst decision ever by having his child?

Re: no job. money problem?

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  • Wow I have no words for this!... hope everything works well for u n ur baby...
  • Sorry long rant! Popping in from The August board.. 39w5d!!

    First you did NOT make a mistake by having your child!! I am in the same boat. I had to take an early FMLA leave because my job was getting to hazardous and they wouldn't offer me light duty. I just turned 23 and my boyfriend is 34. We had just bought a house (everything's in MY name) we used almost all my money to put down on the house and he said he would start supporting me and taking care of my bills right away... That didn't happen. I completely cleared out my bank account to pay my bills besides $300 in my savings. (If I don't keep that in there you get fined) he just payed my credit card payment of $150 and my $200 truck payment for the first time this month.. Not only has he been holding it over my head for the last three months that it's "his" truck now and "his" belongs that I have ever bought on my card.. I can't stand it. It's degrading me and just the fact that I don't have any more for anything. He gets mad if I go to target and buy things like TP And paper towels because they are a luxury.. Told me baby shampoo was a gimic and I could use dawn dish soap and stop wasting his money. Everything is about money. I haven't bought anything for myself in months since I was cut down to 32 hours a week. He made 3x as much as I do and he lives paycheck to paycheck and I am the younger more responsible one who saved up 5000 and now it's all gone... He wants me to be a SAHM and whenever I talk about working he gets mad. But I am not letting a man hold money over my head and act like I owe him something.
    Oh and I didn't get him a birthday present but I made him a nice card and cake because we didn't even have money for groceries.. But he told me how I ruined his birthday and I should have taken that $300 out of my savings and closed my account to get him something. My birthday was yesterday... I didn't even get a card or a cake... Because he didn't have time and I didn't get him anything...
  • As PP asked, why aren't you working? Are you on maternity leave and planning to go back once baby is here? If this is just a temporary situation and you are just trying to get by til you go back to work, he needs to work with you on all of this.

    If you weren't working prior or don't plan to go back to work, then were the financial responsibilities and ramifications not considered when you got pregnant? Did you guys not have a conversation regarding how you would handle everything earlier in your pregnancy?

    Before we started trying, We spoke about the financial aspects of having a child at great lengths to ensure that we could afford to provide all that our child would require from us and then some. While i agree that he should speak to you better and that things like bills are a joint responsibility, I can't help but think that there is something missing from the story if he is responding in such a way.

    Also, diapers and the such are much more important than wifi and the phone bill so I'd be cutting both of those things off immediately.
  • He needs to realize it's not your responsibility to provide for the baby, it's equally his responsibility too
  • Ugh. Sorry you are dealing with this. Sounds like my first husband. Cheap. Selfish. Immature. I hope you guys can get on the same page otherwise I would run far away. Children only become more expensive as they grow....
  • that is crazy to me, and I'm no model of a normal household! hubby and I tend to take turns working, and we do argue about who has to pay what. but we both understand that it is OUR household and the money has to come from somebody's pocket! my hubby feels guilty when he lets me pay for baby things, he feels like that's his responsibility. for your husband to say the baby is your responsibility is just crazy.
  • If you are married, LEGALLY all the money you make and he makes is shared, no matter how you divide up the spending, unless you signed some sort of a pre-nup. I agree with PPs that you need to have a sit-down talk and figure out how both of you are going to work together on your finances!
  • English is my first language, he gave me a choice between paying for all the house accessories bills or rent .. We do live together.. Before he wanted to have this child he said he was going to help me support but now that I'm 3 weeks away he feels like I could handle it on my own ... Everytime I want to talk to him about it, it always ends up to be my fault cuz I'm always doing something wrong in his eyes... Talking about birthdays mine was August 3 and he didn't even say happy birthday .. Which I don't care about but when its his birthday he always has a party. He makes $4380 a month, I don't see a problem with him paying for it.. The reason why I don't work is cuz I can't take maternity leave my job doesn't offer it.. It's just so hard to talk to him about anything. Wat em I doing wrong ????
  • Well happy birthday to you! I don't plan on tolerating this if he doesn't change his additude. I have a long life ahead of me than to sit around being his little house wife and being ridiculed for everything while he takes the "man" stance.
  • I'm a little confused that you have any money to pay for anything if you're not working. Sure, you could have saved up, but your savings will get eaten up. However, you didn't seem too worried about the regular bills. Baby stuff could be considered groceries, but that's not going to help you in your situation is it? So the real question is how to get your husband to consider you less an equal household provider and more of someone who needs supported. I think the key is making yourself needy and to realize that you are giving up a little household power in the process. This isn't something I'm very good at either. My husband and I don't even have our money together, when I was poor a few year ago, he really stepped up though which was so helpful. I was just honest that I needed money for this or that, and said I didn't know what to do. I took each situation as it came, and tried not to surprise him with anything big. I made up for my neediness in other ways like taking care of the house, cooking all meals, packing his lunch etc. it's a change. I'll bet some other girls have some better advice on switching from an equal money provider to more of a traditional set-up.
  • Oh honey... This is a bad situation. He needs a change of heart. Do you know any good men that could mentor him and wake him up to reality? Some men are not in a situation to support their families, or are just in relationships with women who love to work and enjoy their careers and want to be totally equal (which is great)- but regardless of the details, a decent person who is mentally healthy should DESIRE good things and security and happiness for his loved ones.
    Several years ago my partner was acting this way at the advice of some very bad friends. It was a heartbreaking time. I felt completely abandoned. The only thing that got me through and changed him was an actual miracle. I can't imagine reliving that time in my life.... Pregnant.
    My heart goes out to you and I'm praying for you. I can partially identify with how you feel. It is wrong. He is wrong. He's been taught wrong and his heart is wrong. I believe everyone can change... But it may take a miracle.
  • I'm sorry you're in this situation, especially so close to your due date! DH and I also keep our finances separate and have an agreement of who pays for what bill. If I pay for more kids stuff (birthday parties, holiday gifts) he picks up other equal things (vacation, etc). Regular bills are split down the middle. I make the same, sometimes more than DH (his monthly income varies), but I carry the benefits so my net is lower. I don't hold this over him, we just work together to figure out a plan.

    Do you have someone who can help you until you're back at work? FB groups are great because women offer free coupons, cheap clothes and such. Cloth diapering is a huge money saver! If you don't miss the cable tv, cut it for a few months until you're back on your feet.

    Map out the cost of having a kid. I'll have to admit, DH and I don't have a "budget" and we never did this but I think it would be helpful for your H to see it's not feasible for you to solely provide for your kid plus the other expenses. What does "his" money go to? Frivolous items? Good luck to you!
    Baby Birthday Ticker Ticker Baby Birthday Ticker Ticker
  • My husband is the same way the only difference is he left me almost 7 months into my pregnancy blamed everything on me. Now I'm due any day now and he's about to move in with his new girlfriend who doesn't want him to have anything to do with me, like I messed up their happy family when it was the other way around. The best thing I can tell you is to get out! If you have to ask/beg a man to take care of a child he equally created then he's not ready for fatherhood or the responsibilities that come along with it. Let him go find himself and you just have to step up and be a strong mother for your child, it gonna be hard but its not impossible.
  • I know a few married couples that choose to keep some finances seperate (i.e. they both work and pool money together to cover bills and household expenses but keep 'spending money' seperate) that would never work in my relationship but I can respect that some couples choose to live that way. This, though, is straight up crazy. Does he realize how child support works? If you two weren't together he would be financially responsible for helping care for the baby, what makes him think that being together makes that different? This thread is seriously infuriating. I can't believe that there are men who think this way.
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  • Wow! This tread is blowing my mind. Reading what some mommies are saying about there good for nothing fathers to be make me reallllyy appreciate what I have. My thoughts are if they are not contributing to help financially with the baby what good are they for? Any man that uses a woman is no man at all in my opinion.
  • So you say hubby so this guy is your husband then? I would think couples would share their finances and their bank accounts since if they are married they are one. If he is not your husband, well then that might be something you want to discuss with him- getting married. And if you are, then having joint checking accounts would solve this problem. My husband and I share accounts and so we both know that we are buying stuff for our baby whether it is money he made or money I made. Where the money comes should not be an issue.


  • I dont work any more. Talked with hubby about when baby comes if he would help out with diapers and wipes and a few other things and he said isnt that ur job to provide for the baby. After convincing that I cant do it all on my owe since Im the only one paying grocerys, electricity, the wifi bill, and phone bill. Cuz he pays the rent. But I just stopped working how I'm i supposed to pay for all this and the baby. Shouldent he paying for the baby stuff to. It's his child to and after tearing down hurt. He said fine I will pay for the child stuff only but if u want something u find a way to pay for it and grocerys, electricity, WiFi bill and phone bill. He eats the food I buy and uses the internet, electricity. The most . How em I supposed to pay for all this if I don't have a job. Any one on the same boat as me? Or did I make the worst decision ever by having his child?

    I have a few thoughts/questions.

    1) Why did you stop working?

    2) Did you consult with him before entering into unemployment? 

    3) I understand that different people do things differently.  But most married couples pool their money together, pay bills owed with said money, and then decide what to do with the money leftover.  Did you make the same amount as he did?  

    4)  If you're both going to be parents to this child, it's both your responsibility to provide for it.  The baby won't care who buys diapers, wipes, formula, etc.  Just that it's being done.

    I think you both need to sit down and have a serious conversation about expectations.  You guys aren't in the same book, let alone on the same page.




    She probably had to take maternity leave.
  • He's your husband so that sounds a little odd. We're not even married and my fiancée isn't like that at all. I don't work haven't worked in almost a year due to a work injury and he still helps with every thing. I do what I can when I can but we're a team.
  • I finally did it ..it was hard deciding but I'm so tried of all the stress, I left him today at 6:15pm. I'm kinda scared being a single parent but I think we will be ok. First day is going good so far 8) I don't no why but I feel like there's been this weight lifted of my shoulders. Have 2 more weeks before baby comes ...
    I am a single parent too! I was raised by a single mom as well, and my brother and I have turned out fine. You did the right thing, you wouldn't want your child to grow up in a household that is not healthy. Keep your head up! Things ALWAYS get better!
  • I finally did it ..it was hard deciding but I'm so tried of all the stress, I left him today at 6:15pm. I'm kinda scared being a single parent but I think we will be ok. First day is going good so far 8) I don't no why but I feel like there's been this weight lifted of my shoulders. Have 2 more weeks before baby comes ...

    I hope everything works out for you hun :)
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