October 2015 Moms

AFLAC Disability

Any STM's have experience with Aflac disability insurance? I'm a teacher and do not pay into SDI so a couple years ago I signed up for Aflac insurance knowing we'd try and get pregnant in the following years. I'm trying to decide how much time off I should take and this will help! Thanks in advance :)

Re: AFLAC Disability

  • I don't have any experience with this, but I used to be a teacher and had this insurance. We had a wonderful rep that came to our school and we could call or meet with for any questions. I found that ours was so helpful and it wasn't like just talking to another insurance person. Maybe you could talk with your rep!
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  • Thanks! I'm going to call them soon because we no longer have a rep at our site :( I used to have a coworker who was able to extend her maternity leave quite a bit with this type of insurance but she no longer works at my school. I guess I was just curious if there was anything I should know that the insurance reps won't tell me. Thanks for your help :)
  • Read into your policy to make sure maternity leave is covered under disability. I also work for the my local school district and was out on short term disability for 6 months. Aflac pays out pretty quick. If I remember correctly I recieved my first check 15 days from that date that I went out. Good luck!
  • Good to know! Thanks!!
  • Oh... Also Aflac won't pay out for any pre-existing medical conditions.
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