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December 2015 Moms
yl1m32015
member
Insurance covering breast pump
yl1m32015
member
Hey ladies, just wanted to share what I learned today.
As expensive as breast pumps are, I called my insurance company to see the process of them covering a breast pump. They will cover it as long as your OB writes you a script and you purchase it from an actual medical equipment store, NOT from a baby store. But the thing is, the baby has to be born first before they'll cover it. That confused me because id like to have it at the hospital I think. So I went to a medical equipment store and they told me that at the hospital, once baby is born they'll write you a script and the hospital has an equipment store there that you can get the pump at and it'll be covered. I thought that was interesting.
Any STMs that bf and used a pump that can shed light on this and how the process worked for you? Our blue cross blue shield covers a basic Medela model with dual electric pumps. Will that be sufficient for my needs? Id really rather not have to spend $300+ on one from the store, but if I have to I will.
As expensive as breast pumps are, I called my insurance company to see the process of them covering a breast pump. They will cover it as long as your OB writes you a script and you purchase it from an actual medical equipment store, NOT from a baby store. But the thing is, the baby has to be born first before they'll cover it. That confused me because id like to have it at the hospital I think. So I went to a medical equipment store and they told me that at the hospital, once baby is born they'll write you a script and the hospital has an equipment store there that you can get the pump at and it'll be covered. I thought that was interesting.
Any STMs that bf and used a pump that can shed light on this and how the process worked for you? Our blue cross blue shield covers a basic Medela model with dual electric pumps. Will that be sufficient for my needs? Id really rather not have to spend $300+ on one from the store, but if I have to I will.
Re: Insurance covering breast pump
If you'd like to purchase your own breast pump you can do so whenever, just save the receipt and take it to the tricare building. They will reimburse you.
Baby Girl 12.9.15
MC 4.7.14 @ 21 W - Turners Syndrome
Honestly, though, I wouldn't pack it in your hospital bag - there's really no reason for it. When I had my daughter and they wanted to try and get my supply to come in faster they provided a pump for me and all new tubing etc.. Just take what you'll need to the hospital, it's just one more thing to take up space and have to pack up to bring back home.
I will be calling my insurance company soon. I know BCBS has different policies in different states to it all depends on what coverage you have on how they deal with it.
August '18 March Siggy Challenge - You had ONE JOB
Random Story: my husband was sitting next to an Ameda corporate guy in an airport and he claimed Ameda and Medela used to be the same company and then all the marketing team split off to make Medela and left all the engineers at Ameda. He said Medela had the edge in the consumer market but Ameda has the advantage in the hospital market. Of course, consider the source and I'm sure Medela found some engineers. I've only had Medela, as have most people I know, so I think they are winning. /end tangent.
Baby Girl 12.9.15
MC 4.7.14 @ 21 W - Turners Syndrome
I think it all varies depending on your insurance company and your plan.