Stay at home moms???

epissanos · April 2015

Ive been thinking a lot lately about not going back to work after I have my baby. At least not until they're in school. I feel as if it's very important for me to be home for my child and for them to have a routine schedule. Not just passed from person to person different days of the week. My boyfriend pays the majority of bills and when I leave work he will be picking up my car payment as well. What I'm thinking is to sell or somehow get rid of this car so I don't have this payment weighing us down and I can use his car. I think it's much more important to be home for my child. Any suggestions?

arielwalls121 · April 2015

You won't regret staying at home with them

even if it's hard at first!

LauraK33 · April 2015

I stayed home after our second, but worked full time with my first. I love being able to stay home, but, there were some great aspects of working too. Whatever you decide, make sure you can be comfortable. I started a business to be able to make it happen - I'm a writer. It helps with the bills without adding on the daycare costs of if I worked somewhere full time. Take a look at where your at and write everything out...it might help you figure out if it's definitely doable or not!

olga1311 · April 2015

Will you be able to deal with having one car per family? Unless you live in a small town and have everything completely walking distance you'll need a car or you'll go crazy at home. Is it feasible for you to drop him off at work and pick him up every day so you get the car for the day? Or maybe he can use alternative method of transportation like public transit to get to work?

You can also look into refinancing the car to get your monthly payment down if the above options do not work. It wont get rid of the payment completely but will help some.

Try living on his paycheck for next couple months and just put yours into savings, it will give you an idea if you guys can swing it financially and how much the car payment will weigh you down

kginter987 · April 2015

I stayed home for a while then started working part time at night in August. I'll be staying home again once this one shows up. Three under three is just too much. Lol

JumpingJellyBeans06 · April 2015

arielwalls121. You won't regret it! I love being home with my kids. I didn't stay home with my oldest when he was a baby and I have regretted it. Mostly because I could have easily have done it if we had budgeted. I stay home with my 4 and 7 year old now and will continue with these next two babies.

One of the toughest things we did was to pay off all our debt. We don't have car payments, cell phones and have minimal bills ( I do have a track phone, for emergencies). We pay cash for everything. It is hard but it is possible. If your able to share the car, I say go for it! We sometimes are down one car and its no big deal. We live in town and are just a few minutes away from my husbands job so it is an easy situation.

Good luck!

DiademChi · April 2015

I love being a SAHM and it makes other healthy, cheaper choices easier -- home cooked meals, cloth diapering, breastfeeding, etc.

Knowing I wanted to be a SAHM, we never touched my income and only lived and budged from my spouce's. Mine was used as a down payment on our home and to buy in cash our vehicle, so that those big expenses were taken care of.

We managed with one vehicle for a long time, and my mother didn't drive (also a SAHM) until I was in highschool (and we lived in the burbs). If you meal plan, you won't need as many last minute grocery trips, and with online ordering, I rarely trouble myself to shop in store (a real chore I hate). My other good friend is a SAHM who also doesn't drive. It's doable, as long as you don't mind walking and being at home more.

Marystacy81 · April 2015

I don't drive, never have. I don't like it lol we've done fine with one car. My husband has 40hrs paid sick leave, 40 hrs paid personal leave, and two weeks paid vacation, he gets two weeks maternity leave too but its not paid so well use the vacation when i have the second baby, that's what we did with our son. He uses his personal and sick leave for doctors appointments and such, so it worlds out great for us with only one driving.

amwright33 · April 2015

My husband and I planned for a while for me to stay home once the baby gets here. I only have my job now for the insurance and paying for the baby/ hospital bill. I'm so excited to meet my little one.

lulamagoo · April 2015

I stay at home and currently work part time from home. Once this baby comes, we are hopeful that DH will get a promotion so that I no longer need to work during nap and after bed time.

We live in a smaller house than most of our friends and don't always get to buy new clothes every season.

We cloth diaper and I exclusively breastfed our son, both saved tons of money.

I buy clothes for our child at consignment or on sale at Old Navy. We do not eat out during the week and go on 1-2 date nights a month.

We go on vacation every 3 years vs every year.

I agree with other posters, try living off of just your SO's paycheck for a few months to see how it will be. For us, after paying for full time child care, I would essentially be working to pay for childcare. It just made sense financially to stay home.

If you don't have a budget in writing, I highly encourage you getting on excel and making a very detailed budget. It can be really eye opening to see how much you are making and spending and on what.

becca529 · April 2015

Im still home with my 4 year old. Hes about to go to PreK and baby #2 will *hopefully* be here in November... I may go to school online to get some kind of degree or certification, but otherwise, staying home with #2 also.

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