SAHM

ihartbb · January 2015

My husband and I both currently work. We have a 4 year old and expecting LO in June. I have been racking my brain to figure out how to be financially able to stay at home with my boys! I do pay $600 a month in childcare and about $400 in gas a month, but that still doesn't equal my take home. So just wondering if you're a SAHM how do you make it work and do you have any side income, and if so, what is it. If I could have some type of income on the side I think we could make it work, just not sure where to start.

girlymama79 · January 2015

I'm a stay at home mom. My husband works in the oilfield. Being a SAHM you can save a lot of money like the child care and gas you mentioned. But for me being able to be at home with my kids is the greatest gift ever. Both to them and to me. It's worth every penny IMO. However I have a lot of respect for working moms! Idk how you ladies do it!

MamaBish · January 2015

While I'm not a sahm, I did start a side business last spring to save for LO. I opened an online store on Etsy. It's taken a while, and I am sure if i had more time to devote to it that it would do better, but now I can bring in some extra money. I bet if I didn't have a full time job it would do even more.

Can you make anything? Like arts and crafty? Worth a shot!

taboullio84 · January 2015

I'm a sahm mom. But you could always work shifts that your husband is off.. I was graveyard for a year. 10-7 but with a new baby I will stay home again till she is at least 5 .

You could make clothes .. Bake .. Clean houses.. Anything crafty that you could make and sell. It's a very hustle business though. I make diapers.. And clothes.. But don't sell anymore.

If he makes enough to stay home do it. You will just have less vacations.. Less spending money.. But it's worth it.

Jtdd · January 2015

I'm a SAHM and I find we save extra money on things like eating out. When were both working we buy more take out and convince food which tends to be more pricey then taking the time and making things from scratch. I make sure the pack my husbands lunch every day so he's not eating out. And making your own coffee at home.
Also I find it easier to buy used things and save money because I actually have the time now if that makes sense. Like I can shop around at thrift stores and garage sales where as before I was busy working and didn't really have the energy or time to shop around all day for a specific item so I'd just go to the store and buy it. It that makes sense lol

eeyoreem · January 2015

Sometimes being a sahm means sacrifice. If dh has a decent job and you can cover your bills and have some left over for savings then I say go for it. We have had to cut back on a lot of things since I sah but to us we feel it is worth it to have one of us home. We plan menus and cook more and it means that my day consists of talking to a preschooler and it's lonely but I love that I can be there for ds and soon this baby. When they go to school I will be looking for at least part time work to help us get more ahead. We do struggle now with bills sometimes but we make it work.

momtoPaxton · January 2015

I have a friend that sells wreaths on Etsy and Facebook. I, however, am not crafty! But I've been thinking of starting a spray tan business! Another friend of mine does that and she does really well. It probably helps that there are no spray tan places around her town!

mrs1374a · January 2015

I am a SAHM mom and my husbad is a police officers so he works 12 hour shifts and has a decent amount over time avilabale to him. When I was working, he made a significant amount more than me. So basically, if I stay at home he can work whatever over time he wants (or none at all if he wants) and it doesn't matter because we don't worry about a babysitter or day care hours interfering with his over time.

mommacandi · January 2015

I have so much respect for SAHMs. I did it for 6 months and found it just wasn't for me. BUT, what about being a consultant for a product line, like origami owl, thirty one, things like that, that you can do all online from home?

bossybluejay · January 2015

I'm going to try the WAHM thing and see how it works but I fully plan on being a SAHM the second I don't feel like it's worth it (i.e. my employer tries to have me travel again, starts pushing me to be in the office some days, etc). The only real benefit I see to maintaining some kind of part time work is to be able to maintain your career. I'm a CPA and if I went to being a SAHM, I would pick up at home tax work during tax season or bookkeeping jobs. One other thing to consider, is if you have friends who put their child in daycare, you could offer to watch them part time or full time for an amount that's less than they're paying for daycare.

gingerbabe · January 2015

I am a SAHM. I watch a little girl in my home 3 days a week, and it helps financially. My husband makes enough for us to be ok, but we budget very strictly and go without a lot. We make financial priorities, shop sales, don't spoil our kids, and meal plan. My husband does every bit of overtime and side jobs that he can do. I did not make very much money before we had kids so daycare was not a smart option for us. I just didn't make enough for it to be worth it.

Good luck on deciding whats best for your family!

mcp6286 · January 2015

My plan is currently to do 3 things to enable myself to be a SAHM:
1) continue building my direct sales business, which has been going really well but could be better with some extra love
2) tutor 10 hours per week (nights & weekends when DH is home)
3) babysit in my home 3 days per week (1 yr old twins...I'll have my hands full!)

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