So I have a 2 year old son at home. Now I'm expecting twins. With daycare costs in my area, I'm looking at a minimum of $300 a week for just daycare. That's almost half of my bi-weekly paycheck. So basically 95% of my check will go to daycare. I'm thinking about dropping down to part time, working while my husband is home to watch the kids. But if I do that, I lose my insurance. My husband can pick us up on his insurance but that's half of his paycheck. Are any of you in similar situations? What are you doing? Any suggestions would be appreciated!