Claiming IVF on taxes?

Re: Claiming IVF on taxes?

• Kinderteach78 member

  August 2014

  I was wondering the same!

  ***BFP warning***

  Me (36) and  DH (34) married August 2010

  TTC since January 2010

  HSG in July 2011 found uterine polyps

  Surgery Sept 2011 to remove polyps

  Tried Clomid (monitored) Oct-Feb 2012

  Consult with RE April 2012

  Diagnosis ~ unexplained infertility

  May 2012 IUI-BFN 

  April 2014- IVF consult with RE

  May 2014- baseline~21 follicles, High FSH and estradiol

  IVF #1 Aug 2014~Lupron trigger protocol (Gonal-F, Menopur, Cetrotide)

  Stimmed for 9 days, trigger on 8/20~ 32-36 follicles seen, 16 measured on each side

  ER~ 8/22 ~ 36 follicles retrieved! 21 Mature, 17 ISCI'd

  8/27~Day 5 transfer of 2 BB blasts, 1 to freeze

  9/9~ BFP!! Beta #1- 978

  9/11~ Beta #2- 1965

  9/15~ Beta #3-7480

  1st ultrasound 9/24

   

  

   

   

   

   

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• ktabs member

  August 2014

  Great question!

  PAIF
  pregnant after round 2 of IVF. Transferred 2 embryos and (surprise!) was pregnant with triplets. Identicals passed at 8 and 10 weeks. Still have one healthy baby boy with EDD of July 30!
  
  
  
  
  
  

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• MSU_Girl1202 member

  August 2014

  Would love to hear about this!
  

  Married 07/2006, TTC since 2010
  08/2011: Clomid 50mg, IUI --> BFN  ,
  10/2011: Clomid 100mg, IUI --> BFN
  04/13: Clomid, IUI BFP --> MC at 6w1d
  05/13: Femara 2.5mg, IUI --> BFN  , 08/13: Femara 2.5mg --> BFN
  03/14: Femara 5mg, IUI --> 1 follicle @ 27d --> BFP! EDD 12/02/14--> blighted ovum, missed MC 6w6d --> D&C
  4/23: D&C...starting over again, with a little part of my heart broken off

  5/31: Femara 7.5mg --> cancelled cycle, no follies
  7/14: Femara 5mg + brevelle + menopur + IUI --> converted to IVF, ER 7/28 --> ET cancelled due to severe OHSS.
  9/20/14:  Frozen Embryo Transfer --> BFP--> EDD 6/6/15 --> MC at 5w3d  
  10/16/14: Frozen Embryo Transfer --> BFN
  2/6/15: Frozen Embryo Transfer --> BFP --> MC at 5w4d
  3/20/16: PGS-tested Frozen Embryo Transfer --> BFP, Living Child born 12/1/15
  6/6/17: Fresh IVF Cycle --> Severe OHSS, 5 PGS-tested embryos frozen
  2/23/18: PGS-tested FET --> BFN
  3/30/18: Cancelled cycle due to lining 4.2mm
  

  6/21/18: PGS-tested FET --> BFN
  

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• amyelise25 member

  August 2014 edited August 2014

  We asked our accountant about this for our 2013 taxes and we were told that we could claim the expenses if it were over 10% of our combined income. We didn't hit that amount last year with IF pretesting and 2 IUIs. We might hit it this year.

  ***BFP and Loss Mentioned in Siggy***
  

  Me: 39 (PCOS)
  DH: 47 (slightly low volume...considered MFI)
  TTC since 11/2012
  10/2013:  IUI#1 BFN - 50mg clomid, two .75mg shots of Bravelle, ovidril trigger...1 follicle
  11/14/13: IUI#2 BFN - 50mg clomid, two .75 mg shots of Bravelle, ovidrill trigger..2 follicles

  IVF #1 w/ICSI:  ER 3/12/14; ET 3/17/14:  BFP!!!  Beta #1 3/31/14=1540;  Beta #2 4/2/14 =2551

  Twin A became an angel on 4/30/14 (8w6d)
  

  Twin B became an angel on 5/21/14 (11w6d)
  

  D&C 5/23/14

  FET#1 - 9/2/14 - BFP!!! Beta #1 (9/15): 926.  Beta #2 (9/17): 1946.
  

  MC -9/20/14
  FET#2 - 4/20/15 - BFP!!! Beta #1 (5/4): 1277.  Beta #2 (5/6): 2817.  US#5 -153 heartbeat.
  Due Date: January 6, 2016
  

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• Pintobean39 member

  August 2014

  HollowBerry said:

  amyelise25 said, it was over 10% of our combined income. You'll be surprised how much it all adds up.
  

  
  Everything she said!!!
  
  I'm sure y'all really do to want me to pull up the actual codes again. If I was technology smart as everyone else I'd link that post it but I don't even know how to find it.
  
  
  Also don't forget to use all med cost. I keep a spreadsheet and I also use a credit card for all medical to make it easier at tax time. You would be surprised every trip to the pharmacy for all our other RX's adds up.
  
  Yes pregnancy test are deductible, and of course your trip to go get them.
  
  

  Fucking bump!!!!

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• MSU_Girl1202 member

  August 2014

  Can you claim everything or just whats OVER the 10%?
  

  Married 07/2006, TTC since 2010
  08/2011: Clomid 50mg, IUI --> BFN  ,
  10/2011: Clomid 100mg, IUI --> BFN
  04/13: Clomid, IUI BFP --> MC at 6w1d
  05/13: Femara 2.5mg, IUI --> BFN  , 08/13: Femara 2.5mg --> BFN
  03/14: Femara 5mg, IUI --> 1 follicle @ 27d --> BFP! EDD 12/02/14--> blighted ovum, missed MC 6w6d --> D&C
  4/23: D&C...starting over again, with a little part of my heart broken off

  5/31: Femara 7.5mg --> cancelled cycle, no follies
  7/14: Femara 5mg + brevelle + menopur + IUI --> converted to IVF, ER 7/28 --> ET cancelled due to severe OHSS.
  9/20/14:  Frozen Embryo Transfer --> BFP--> EDD 6/6/15 --> MC at 5w3d  
  10/16/14: Frozen Embryo Transfer --> BFN
  2/6/15: Frozen Embryo Transfer --> BFP --> MC at 5w4d
  3/20/16: PGS-tested Frozen Embryo Transfer --> BFP, Living Child born 12/1/15
  6/6/17: Fresh IVF Cycle --> Severe OHSS, 5 PGS-tested embryos frozen
  2/23/18: PGS-tested FET --> BFN
  3/30/18: Cancelled cycle due to lining 4.2mm
  

  6/21/18: PGS-tested FET --> BFN
  

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• Sigh202 member

  August 2014

  You can deduct any amount over 10%. Here's a good summary https://turbotax.intuit.com/tax-tools/tax-tips/Tax-Deductions-and-Credits/-Can-I-Claim-Medical-Expenses-on-My-Taxes-/INF14196.html

  Ready to take the road less traveled. 

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• MSU_Girl1202 member

  August 2014

  Thank you for the great info!!
  

  Married 07/2006, TTC since 2010
  08/2011: Clomid 50mg, IUI --> BFN  ,
  10/2011: Clomid 100mg, IUI --> BFN
  04/13: Clomid, IUI BFP --> MC at 6w1d
  05/13: Femara 2.5mg, IUI --> BFN  , 08/13: Femara 2.5mg --> BFN
  03/14: Femara 5mg, IUI --> 1 follicle @ 27d --> BFP! EDD 12/02/14--> blighted ovum, missed MC 6w6d --> D&C
  4/23: D&C...starting over again, with a little part of my heart broken off

  5/31: Femara 7.5mg --> cancelled cycle, no follies
  7/14: Femara 5mg + brevelle + menopur + IUI --> converted to IVF, ER 7/28 --> ET cancelled due to severe OHSS.
  9/20/14:  Frozen Embryo Transfer --> BFP--> EDD 6/6/15 --> MC at 5w3d  
  10/16/14: Frozen Embryo Transfer --> BFN
  2/6/15: Frozen Embryo Transfer --> BFP --> MC at 5w4d
  3/20/16: PGS-tested Frozen Embryo Transfer --> BFP, Living Child born 12/1/15
  6/6/17: Fresh IVF Cycle --> Severe OHSS, 5 PGS-tested embryos frozen
  2/23/18: PGS-tested FET --> BFN
  3/30/18: Cancelled cycle due to lining 4.2mm
  

  6/21/18: PGS-tested FET --> BFN
  

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• LO95 member

  August 2014

  Good info.  I always wonder what a write-off looks like in teh big picture of taxes.  DH drives his own vehicle for work (30K+miles a year) and pays for his own gas.  I seriously think we end up with a $1,000-$2,000 refund---which, in the scheme of it, is nothing.  Hopefully this will help us more than that.

  Me: 27 DH: 27

  October 2013: Endo erosion/ Clear HSG

  March 2014: SA #1/  2%morph, borderline sperm count, decent motility

  June 2014: SA#2/  2% morph, low sperm count, worse motility

  Plan: "Quick Start IVF"/antagonist protocol with Follistim, Ganirelix, Ovidrel and progesterone suppositories (yay)

  High AMH (11) and Low BMI= low doses of everything to prevent OHSS

  July 27, 2014: Started Follistim injections for ten days

  July 31, 2014: U/S= 20 follicles, 8.5 lining, E2 is good, Ganirelix for 4 days starting 8/2

  August 4, 2014: 14 follicles on-track, good lining, Trigger 8/6

  August 9, 2014: 9 ICSIed/ 5 embryos; aiming for a 5dt on 8/13
  

  August 13, 2014: 5DT of 1 4BA almost-hatching blastocyst (Please hang in, Little Bug!)
  

  August 14, 2014: We have 3 frosties! Hope they're having fun hanging out together.
  

  August 23, 2014: Beta #1: 144 8/23/14: Beta #2: 374 Beta 8/25/14  Beta #3: 6,600 9/3/14

  September 9, 2014: Ultrasound #1 115 heartbeats per minute

  September 23, 2014: Ultrasound #2 182 heartbeats per minute 

  September 26, 2014: Love my OB's office

  October 10, 2014: Our baby looks like a baby and is moving all over!  
  

  December 8, 2014: Anatomy scan- It's a girl! 
  

  
  

  "Hope strengthens.  Fear kills."- Karen Marie Moning

  "Heaviness is only temporary; the daylight will soon break in."- needtobreathe

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• blueeyes233 member

  August 2014

  One thing to keep in mind is that the Medical deduction is not a direct credit to your taxes but a deduction to the income that is used to calculate the taxes: I've seen people get confused with credits and deductions.  Every little bit helps though and you should keep track of mileage, co-pays, coinsurance, over the counter supplies (supplements are NOT tax deductible unless you have a prescription for them), as well as direct medical costs like doctor bills and prescriptions.  

  
  

  Any thing you purchased using your FSA or requested reimbursement from your FSA is NOT tax deductible as that money was already exempted from income tax before you spent it and you can't take a double deduction.  

  
  

  Example: AGI $100,000, medical expenses $12,000.  The allowed deduction is $2,000 since 10% of the income is $10,000 and you cannot deduct that $10,000.  If you are in a 30% tax bracket this equates to a $600 reduction in taxes owed.  

  
  

  Also it is only worth deducting your medical expenses if your itemized deductions are greater than the standard deduction. 

  Melissa - 36   DH - 42

  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

  PCOS, MTHFR, MFI

  TTC # 1 4+years

  6 months Clomid/Unmonitored TI with GYN
  

  1st RE visit Jan'11

  7 Clomid IUI's 3/11-3/12 - 4 with DS

  8/11 Clomid/IUI/DS - BFP!  MMC 8 weeks D&C 10/11
  

  4/12 Moving on to IVF!
  

  8/12 IVF/ICSI 16R/6M/5F 5DT of 2 blasts, froze 1 BFP! Heart beat at 7wk us! MMC 9 weeks D&C 10/12
  

  1/13 FET Transferred our 1 frozen blast - BFN
  

  6/13 IVF/ICSI 27R/17M/7F 3DT 2 embryos, froze 1 hatching blast - BFN  

  11/14 IVF 33R/28M/20F (12/16F DH/ICSI, 8/12F DS/Natural) - 5dt of 2 morulas - BFP! 

                 Beta 1 12dp5dt - 162

                 Beta 2 15dp5dt - 414  

    

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• mm29 member

  August 2014

  Pintobean39 said:

  amyelise25 said, it was over 10% of our combined income. You'll be surprised how much it all adds up.
  

  Everything she said!!! I'm sure y'all really do to want me to pull up the actual codes again. If I was technology smart as everyone else I'd link that post it but I don't even know how to find it. Also don't forget to use all med cost. I keep a spreadsheet and I also use a credit card for all medical to make it easier at tax time. You would be surprised every trip to the pharmacy for all our other RX's adds up. Yes pregnancy test are deductible, and of course your trip to go get them.

  Do you have to have a RX to write off acupuncture? 

  ::: Married June 2003:::
  TTC #1 since: Aug. 2008
  Me: 34, DOR, MTHFR-A1298C (heterozygous), decreased blood flow to uterus, Mild Endo
  DH: 38, Balanced translocation 5&10, unexplained MFI, normal SA and SCSA
  Tx History: IUI 1&2= BFN
  IVF# 1 W/ICSI= BFN
  IVF# 2: cancelled d/t no response
  IVF# 3= 1 egg retrieved=immature/not viable
  IVF# 4= c/p
  ***CCRM ODWU***
  Found DHs BT and Me-decreased blood flow to uterus
  Recommended DE IVF w/PGD, incorporate electro-acupuncture. Decided to cycle locally
  ***New RE***
  DE IVF# 1(cycle #6) w/pgd, (freeze all): 30R, 23M, 15F, slow/poor embryo development, 4 biopsied, 1 Normal "Norm"; DE IVF w/PGD, incorporate electro-acupuncture. 
  IVF# 6: (OE/DS) cancelled
  IVF# 7: (OE/DS) 1R, 1M, 1F, arrested day 5
  Plan-DE IVF# 2 (cycle #8): DE/DS in May 2015
  
  http://icanhazbabyz.blogspot.com/
    
  

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• mrscsw member

  August 2014

  Our first round of IVF we saved every medical bill, copayment, IVF stuff, and anything we could think of to use. We gave it to our accountant and I received a couple thousand back. It really did help. I am saving everything this year for our taxes, including acupuncture receipts. Hopefully it will help. Last time I had two surgeries in one year, which added up. This year just normal dr stuff and IVF.

  My TTC Story:
  
  Me: 40,DH: 48, Married 10/07/2011, TTC since 09/2011, 03/2012 Started Clomid, 04/2012 Clomid, 05/2012 Clomid, 06/2012 Went to RE, he found a plum size fibroid in uterus, husband has low sperm count, 06/06/2012 Removed fibroid, 08/2012 Hysteroscopy
  IVF #1 October 2012 - Retrieved 8 eggs, 5 fertilized, 10/13/2012 Transferred 3 embryos - 8, 5, and 4 cells, the other 2 eggs did not survive freezing, 10/26/2012 BFP!! Beta: 11, 10/26/12 Beta: 2 = Chemical Pregnancy
  IVF #2 - March 2014 - Mini IVF - Retrieved 5 eggs, 4 fertilized, 4 Frosties - 8, 9, 7, and 7 cells all in good condition. 
  IVF #3 - May 2014 - Mini IVF - Retrieved 2 eggs, 2 fertilized, 2 Frosties - 6 and 8 in good condition. 
  FET #1 - September 2014 - Transferred 2 embryos - both 8 cells - BFN
  FET#2 - November 2014 - Transferred 2 embryos - BFN
  FET#3 - February 2014

  
  *PAIF/SAIF Welcome*
   

          

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• Twinkie0612 member

  August 2014

  blueeyes233 said:

  One thing to keep in mind is that the Medical deduction is not a direct credit to your taxes but a deduction to the income that is used to calculate the taxes: I've seen people get confused with credits and deductions.  Every little bit helps though and you should keep track of mileage, co-pays, coinsurance, over the counter supplies (supplements are NOT tax deductible unless you have a prescription for them), as well as direct medical costs like doctor bills and prescriptions.  

  
  

  Any thing you purchased using your FSA or requested reimbursement from your FSA is NOT tax deductible as that money was already exempted from income tax before you spent it and you can't take a double deduction.  

  
  

  Example: AGI $100,000, medical expenses $12,000.  The allowed deduction is $2,000 since 10% of the income is $10,000 and you cannot deduct that $10,000.  If you are in a 30% tax bracket this equates to a $600 reduction in taxes owed.  

  
  

  Also it is only worth deducting your medical expenses if your itemized deductions are greater than the standard deduction. 

  Yup. All of this.  We claimed medical deductions last year and depending on how much our RI testing and treatments cost, we may be claiming them again this year.

  

   

  

  TTC #1 since August 2011

  My Blog

  September 2012: Start IF testing

  DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

  October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

  November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

  January 2015: FET #2 Cancelled due to lining issues

  April 2015: FET #2.1

  
  PAIF/SAIF Welcome!

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• Pintobean39 member

  August 2014

  LO95 said:

  Good info.  I always wonder what a write-off looks like in teh big picture of taxes.  DH drives his own vehicle for work (30K+miles a year) and pays for his own gas.  I seriously think we end up with a $1,000-$2,000 refund---which, in the scheme of it, is nothing.  Hopefully this will help us more than that.

  
  In most cases driving your own vehicle to work isn't deductible. When I had to use my vehicle for work to run errands

  mm29 said:

  
  

  Pintobean39 said:

  
  

  HollowBerry said:

  amyelise25 said, it was over 10% of our combined income. You'll be surprised how much it all adds up.
  

  
  Everything she said!!!
  
  I'm sure y'all really do to want me to pull up the actual codes again. If I was technology smart as everyone else I'd link that post it but I don't even know how to find it.
  
  
  Also don't forget to use all med cost. I keep a spreadsheet and I also use a credit card for all medical to make it easier at tax time. You would be surprised every trip to the pharmacy for all our other RX's adds up.
  
  Yes pregnancy test are deductible, and of course your trip to go get them.
  
  

  
  

  Do you have to have a RX to write off acupuncture? 
  
  
  Im not real sure how the IRS handles acupuncture, my guess is no you don't have to have a RX BUT my declaimer that I put in that other thread about taxes on 3T. I haven't studied taxes since taking my CPA exam in 1998 and I haven't worked at a CPA firm doing taxes since then. So I'm really rusty on all the tax laws. I actually don't even do our own taxes anymore, mainly because we have multiple states and rental property. I know enough to make it very easy for our CPA, she loves seeing me.
  
  

  Fucking bump!!!!

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• zazu13 member

  August 2014

  ***sig*** One thing to consider is married filing separately. Assuming the majority of the deduction is on the wife for appts and treatments, a greater percentage of the medical expense could be claimed. If there is a significant difference between you and your spouse's income it could result in a better refund. We are claiming our ivf for the third year in a row. Definitely include ALL medical expenses for the year including dental, vision, etc. It's worth getting the help of an accountant.

  Age: 35 TTC since 2005, MFI & DOR 

  IVF #1 Sep '11 - canceled poor response

   IVF #2 Nov '11  8R/8M/4F 3dt x2 - chemical

  IVF #3 April '12  11R/6M/4F 3dt x2 - m/c

  FET #1 Aug 2012  3dt x2 - BFN

  **new RE**

   IVF #4 Jan '13 BFN 11R/6M/6F 5dt x2 - BFN

   IVF #5 July '13 16R/10M/10F 5dt x2 + 1 frostie

  9dp5dt Beta 1 = 344!! 16dp5dt. Beta 2 = 4822 7wk u/s= 2 heartbeats!

  Twin girls! 3/6/14

   

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• swyatt2014 member

  August 2014

  Hey all, I'm a CPA and I can answer any questions you have about taxes. You can email me Sydney(at)Wyatt-Martin.com
  
  @/sunshinedaisies000 yes travel (mileage, lodging, tolls, etc) to your procedures and visits is deductible

  ME - 31, DX with dual hydrosalpinx (2012) , confirmed again in 2014, starting IVF 1st Cycle Dec 2014

  Bloodwork done 8/8/2014 LH - 2.8, FSH 6.1

  DH - 31, testing scheduled for 8/22/2014, 60-70% motility, no problems found

   

  

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