Hi! So I am looking for some advice and tips from any expert couponers -- I know someone here must have some tips! I'm not talking TLC reality show level couponing per se. Not the kind of couponing that will require a "stock pile" and 40 hrs a week of clipping, sorting and organizing. However I know that there are ways that we can start saving more at the grocery store, Target, etc., and I am looking for some tips! We have the Target cartwheel app, and my wife has a a Target redcard for saving 5% every purchase, but I am wondering more about manufacturers coupons, etc. or just general money saving tips! I want to learn some tricks, so someone please impress me with their saving savvyness. Thanks!
Me
- 30, My wife - 31 , Together for 10 yrs - Married August 2012
5 medicated IUIs w/ RE (March -
July 2013) = BFN
Fresh IVF Cycle in September 2013
resulted in 18 mature eggs, 16 fertilized, 12 made it to day 5. Transfer of 2
Grade A blastocysts on 9/15/13, and 10 embryos in the freezer! *****BFP on 9/25/13 - betas: @10dp5dt
= 232; @12dp5dt = 465; @15dp5dt = 1,581
*********William George born June 4, 2014*********
Re: Any couponers out there?
My method is trying to get things that will give me money back. Example for target would be laundry soap
Tide w/ oxie on sale $10 every $30 spent you get a $10 target gift card. On top of that I had a coupon for buy one get one free. So I purchased 6 in total that's $60, used 3 buy one get one coupons reducing by $30. Earned $20 In target giftcards. I paid $30 for laundry soap I needed and with the $20 I got back I can go buy things that I usually can't find too many coupons for like meats and produce.
I do not go out of my way to just try and get stuff I'll never use for free I do it in a way I get the email things I want and need at a better price.
Married in September 2010, started TTC journey November 2012
Me-
7 IUI- 2 CP- 2 BFN
RPL blood work 12/27, showed a balance translocation in chromosome 11;22
Spouse-
PCOS 4 IUI-4 BFN
New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015.
We coupon some but in waves. I like living rich with coupons and coupon divas
I'm too tired to do it now but I'll be back on it in time for diaper sales!
Married in September 2010, started TTC journey November 2012
Me-
7 IUI- 2 CP- 2 BFN
RPL blood work 12/27, showed a balance translocation in chromosome 11;22
Spouse-
PCOS 4 IUI-4 BFN
New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015.
So I think we have decided to check-out Costco/BJs for diapers, wipes and formula and see what we might be able to save by buying in bulk. I have looked around online, and it seems that the cheapest option other than a Costco-BJs situation would be Target. Both the diapers and formula that we use are about $5 cheaper per case at Target than anywhere else (including Amazon). Plus we can save 5% and get free shipping using the Target Redcard. I am considering just ordering a month's supply of diapers, wipes and formula at a time and having it delivered.
We are also currently looking for a good produce place, since produce at the grocery store seems to take up about 50% of our weekly bill. We have considered a CSA, but the problem is that we can't really decide what we want if we go that route and will get things that we don't want also. I feel like we would end up always having to supplement at the grocery store anyway and have things to give away so that they didn't go to waste. There is a place around here (we live in Philly) called Produce Junction, and their prices are WAY cheaper than the grocery store. However, the closest one to my house is about 30 mins away, and their selection is not always predictable. So I don't know. I am tired of paying $3.99 for an eggplant and $2.50 per pound for peppers... and don't get me started on fruit! Like $8 for a bag for green grapes. Ridiculous. Anyway, I am open to produce suggestions if anyone has any...
For everything else, I have done a pretty decent job over the last few weeks of cutting down our grocery bill with coupons and buying the specific things that the store has on sale. Last week the bill was about $30 less than usual, so that is a good start. My goal is to get it to less than $100 a week, but we haven't been able to do that yet. Between produce and fresh fish it seems almost impossible, BUT I have now made it my challenge to try and see how low I can get it.
Thanks everyone for your tips and pointers!
Me - 30, My wife - 31 , Together for 10 yrs - Married August 2012
5 medicated IUIs w/ RE (March - July 2013) = BFN
Fresh IVF Cycle in September 2013 resulted in 18 mature eggs, 16 fertilized, 12 made it to day 5. Transfer of 2 Grade A blastocysts on 9/15/13, and 10 embryos in the freezer! *****BFP on 9/25/13 - betas: @10dp5dt = 232; @12dp5dt = 465; @15dp5dt = 1,581 *********William George born June 4, 2014*********Married in September 2010, started TTC journey November 2012
Me-
7 IUI- 2 CP- 2 BFN
RPL blood work 12/27, showed a balance translocation in chromosome 11;22
Spouse-
PCOS 4 IUI-4 BFN
New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015.
Me - 30, My wife - 31 , Together for 10 yrs - Married August 2012
5 medicated IUIs w/ RE (March - July 2013) = BFN
Fresh IVF Cycle in September 2013 resulted in 18 mature eggs, 16 fertilized, 12 made it to day 5. Transfer of 2 Grade A blastocysts on 9/15/13, and 10 embryos in the freezer! *****BFP on 9/25/13 - betas: @10dp5dt = 232; @12dp5dt = 465; @15dp5dt = 1,581 *********William George born June 4, 2014*********Married in September 2010, started TTC journey November 2012
Me-
7 IUI- 2 CP- 2 BFN
RPL blood work 12/27, showed a balance translocation in chromosome 11;22
Spouse-
PCOS 4 IUI-4 BFN
New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015.
https://fabulesslyfrugal.com/amazon-mom/
How do you use your cartwheel app? I gave it my first try yesterday because I had one $5 coupon for cat food and one $5 coupon for groceries. I found the whole process a bit burdensome for just 5% off most grocery items. That said, I did get a great deal on car food - ended up paying $9 for two 7lb bags. Just not sure the app is worth the effort.
So I find that the more you use the cartwheel app the better your savings. The more you use the app and save at the cash register the more rewards are "unlocked" for you to use. I also think you won't necessarily save big every time, and the best saving are when you combine the cartwheel offers with paper coupons. So, for example, I had a $5 off Similac paper coupon (that I got from registering at similac strong moms website), and then the Cartwheel app had 10% Similac ready to feed formula, AND when I got to the store, the Similac ready to feed formula was buy 2 get the 3rd free. So, I was able to combine all three offers and saved about $12 total on formula. I did something similar with Pampers Swaddlers.
I find that the grocery savings with Cartwheel is somewhat negligible. BUT, grocery items at Target are usually a bit cheaper than the grocery store anyway, so it is still a win. I agree that 5% off fresh berries that cost $2.99 to begin with is not a bank breaking savings, but I find the more I use the app and the more I save the better I get at finding deals and the better deals I am offered in the future.
So, the short answer is that it is a decent amount of work and some times it feels worth it and other times it does not. It also depends what you are buying and what the sales are in store for a particular week. Also, the cartwheel app alone isn't super awesome unless you pair it with paper coupons in my opinion. I have been printing coupons every week off of my local grocery store's website, but they are manufacturer's coupons and can be used anywhere.
Me - 30, My wife - 31 , Together for 10 yrs - Married August 2012
5 medicated IUIs w/ RE (March - July 2013) = BFN
Fresh IVF Cycle in September 2013 resulted in 18 mature eggs, 16 fertilized, 12 made it to day 5. Transfer of 2 Grade A blastocysts on 9/15/13, and 10 embryos in the freezer! *****BFP on 9/25/13 - betas: @10dp5dt = 232; @12dp5dt = 465; @15dp5dt = 1,581 *********William George born June 4, 2014*********9 IUIs = 9 BFNs
IVF October 2012: 22 eggs retrieved, 17 fertilized, 5 frozen
ET #1: 1 blast = BFP; Blighted ovum discovered at 7w5d; D&E
FET #1: 1 blast = BFP; Missed m/c discovered at 9w5d; D&E
Karyotyping: normal ~ RPL Testing: normal ~ Hysteroscopy: normal
FET #2: 1 blast transferred 10/25; BFP 10/31!
EDD 7/13/14 ~ Induced at 37w4d due to pre-eclampsia ~ Born on 6/28/14
*Everyone welcome*
I mentioned the Amazon Mom's Club a while back, but my problem with it is that i can't figure out what I need delivered each month (other than diapers) to take advantage of the 20% off because everything is in bulk quantities. One order of wipes lasted a good 8 months!
If I figure out any good tricks, I'll let you know.
9 IUIs = 9 BFNs
IVF October 2012: 22 eggs retrieved, 17 fertilized, 5 frozen
ET #1: 1 blast = BFP; Blighted ovum discovered at 7w5d; D&E
FET #1: 1 blast = BFP; Missed m/c discovered at 9w5d; D&E
Karyotyping: normal ~ RPL Testing: normal ~ Hysteroscopy: normal
FET #2: 1 blast transferred 10/25; BFP 10/31!
EDD 7/13/14 ~ Induced at 37w4d due to pre-eclampsia ~ Born on 6/28/14
*Everyone welcome*
----
Whoa, I didn't realize the Mom's club cost money. I thought it was free for Prime members. I guess I need to double check! The diapers haven't been a problem because you can easily change the size before your order ships out. The first month I tried, I ordered cat litter, dish detergent, laundry detergent, diapers, and wipes. The only thing we needed more of by the next month was diapers because we received 3 containers of everything.
@ball.and.chain - thanks for the tip on the BJ's formula. We are definitely going to look into that. We don't have a BJ's membership, but it might be worth getting one. Can I ask, do you also get diapers at BJ's? What brand does B use?
@ATXmommas - Oh, I do NOT buy produce at Target. I am kind of a produce snob (I know that sounds bad)... and the quality of the stuff at Target is just "eh" on a good day, and they don't have the selection that I need on a weekly basis. I will get cereal, pasta sauce, crackers and things like that at Target (although that is all stuff we don't buy a lot of, so there's that...) I have been using Target recently more for diapers, formula, toilet paper, paper towels, shampoo, detergent, dog food, etc. I still get all my produce at the grocery store. Which is why I am still spending a fortune on groceries! Booo!
We looked into the Amazon Mom's thing too, and decided against it for the same reason - we would basically end up with a wayyyyy oversupply of everything other than diapers, and honestly we also don't have the storage space to keep all that extra stuff. I don't need 6 months worth of laundry detergent or dish soap, and I don't have any place to put it!
Me - 30, My wife - 31 , Together for 10 yrs - Married August 2012
5 medicated IUIs w/ RE (March - July 2013) = BFN
Fresh IVF Cycle in September 2013 resulted in 18 mature eggs, 16 fertilized, 12 made it to day 5. Transfer of 2 Grade A blastocysts on 9/15/13, and 10 embryos in the freezer! *****BFP on 9/25/13 - betas: @10dp5dt = 232; @12dp5dt = 465; @15dp5dt = 1,581 *********William George born June 4, 2014*********9 IUIs = 9 BFNs
IVF October 2012: 22 eggs retrieved, 17 fertilized, 5 frozen
ET #1: 1 blast = BFP; Blighted ovum discovered at 7w5d; D&E
FET #1: 1 blast = BFP; Missed m/c discovered at 9w5d; D&E
Karyotyping: normal ~ RPL Testing: normal ~ Hysteroscopy: normal
FET #2: 1 blast transferred 10/25; BFP 10/31!
EDD 7/13/14 ~ Induced at 37w4d due to pre-eclampsia ~ Born on 6/28/14
*Everyone welcome*
9 IUIs = 9 BFNs
IVF October 2012: 22 eggs retrieved, 17 fertilized, 5 frozen
ET #1: 1 blast = BFP; Blighted ovum discovered at 7w5d; D&E
FET #1: 1 blast = BFP; Missed m/c discovered at 9w5d; D&E
Karyotyping: normal ~ RPL Testing: normal ~ Hysteroscopy: normal
FET #2: 1 blast transferred 10/25; BFP 10/31!
EDD 7/13/14 ~ Induced at 37w4d due to pre-eclampsia ~ Born on 6/28/14
*Everyone welcome*