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December 2011 Moms
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Dave Ramsey?

mrskimm09mrskimm09 member
in December 2011 Moms
Anyone do the snowball method from Dave Ramsey? We have about $2000 in debt right now. I just want to get it under control before it snowballs... no pun intended. 
** Highschool Sweethearts ** 
Married: February 14, 2009

MC: June 6 2010 @ 18 weeks
DS: December 19, 2011
MC: October 2, 2015 @ 14 weeks


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Re: Dave Ramsey?

  • -T--T- member
    We are! We took his classes before we got married and we go on and off the rails. We're doing really well now and doing a modified snowball. We put my paycheck in a completely different bank account and pay off debt soley with that money. We also pay the regular payment out of our main account. My husband is self employed, so I want to draw as little money out as possible so the business side does well. If he has a good week, he'll give me some extra money. That is why I don't add the last payment to the current payment. We are doing so well having that money in a different account. And it really helps that we're both on the same page. DH is a spender and when he wants something, there's no stopping him. We have a lot of debt between vehicles, student loans and business loans, but we have somehow managed to pay off about $8000 since January when we started our attack.
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  • mrskimm09mrskimm09 member
    Thats great T! 
    ** Highschool Sweethearts ** 
    Married: February 14, 2009

    MC: June 6 2010 @ 18 weeks
    DS: December 19, 2011
    MC: October 2, 2015 @ 14 weeks


    Lilypie Kids Birthday tickers Lilypie First Birthday tickers
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  • iluvmylabiluvmylab member
    I teach some of his ideas to my economics students for personal finance! 
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