With my FSA, diapers & wipes are not eligible unless you need a Rx brand version due to a skin condition that's diagnosed by your ped. So, basically never, but diaper cream is covered.
Many OTCs, but not all are covered. Our FSA has a "juke box" to help you determine what's covered.
Edit: About half the OTCs that we used to have covered now require a Dr's Rx for the OTC product, but you can still get pregnancy tests, certain kind of vitamins, first aid supplies, without a note. We got our ped to write a Rx for infant Tylenol, Advil, etc and stocked up on that - wasn't an issue. Any breastfeeding supplies is covered - spare parts, pump rental fees, BM storage bags, etc.
Generally, OTC medications are only covered if you've got a doctor's prescription for them. This changed a couple of years ago, you used to be able to buy anything OTC. I've never heard of diapers and wipes being covered, but it might be possible, again with a doctors prescription for some kind of specialty product. I would not expect regular type of stuff to be covered at all.
This is one of the flaws of the ACA, in my opinion, in addition to the reduced cap on contributions. Prior to the ACA, you could buy over the counter medications and get reimbursed but now you need a doctor to write you a prescription for everything from diaper rash cream to Tylenol. The IRS has information on what exactly you can and cannot use your flex spending for.
Kelly, Mom to Christopher Shannon 9.27.06, Catherine Quinn 2.24.09, Trey Barton lost on 12.28.09, Therese Barton lost on 6.10.10, Joseph Sullivan 7.23.11, and our latest, Victoria Maren 11.15.12
Secondary infertility success with IVF, then two losses, one at 14 weeks and one at 10 weeks, then success with IUI and then just pure, crazy luck. Expecting our fifth in May as the result of a FET.
I haven't tried using my FSA for anything other than medical bills/co-pays/prescriptions, but my understanding is things you can buy OTC are not covered.
Re: random flex spending question
This is one of the flaws of the ACA, in my opinion, in addition to the reduced cap on contributions. Prior to the ACA, you could buy over the counter medications and get reimbursed but now you need a doctor to write you a prescription for everything from diaper rash cream to Tylenol. The IRS has information on what exactly you can and cannot use your flex spending for.
Kelly, Mom to Christopher Shannon 9.27.06, Catherine Quinn 2.24.09, Trey Barton lost on 12.28.09, Therese Barton lost on 6.10.10, Joseph Sullivan 7.23.11, and our latest, Victoria Maren 11.15.12
Secondary infertility success with IVF, then two losses, one at 14 weeks and one at 10 weeks, then success with IUI and then just pure, crazy luck. Expecting our fifth in May as the result of a FET.
This Cluttered Life