December 2013 Moms

spouses of ex military

So my H is planning to get out after his contract is up. I want to ask how hard is it after they are out? I am freaking out Bc I will be the main provider after he gets out and I just don't know if my paycheck will provide enough with just one job. I am a certified medical assistant but they really don't make that much. Rent, car payment, insurance, daycare...it all adds up. He wants to go to college and get a job..and says the military gives him $ only if he is in college for like 2 years...idk but Any advice/experience would be nice...pls tell me I'm just over thinking things.

Re: spouses of ex military

  • That's good that they have him do that. I really think he thinks it's gunna be rainbows and sunshine. I don't think he really understands how much of a transition it will be for us. Especially with a child. He is in the marine corps. I'm going to get a job after he comes back on deployment...which will give me enough time with DD (she'll be over 1) so both of her parents aren't gone all the time...Then He will Still Have A Little Under A Year left....so my job will all be savings. It is going to be really hard for us I know. Thank You For your Advice We will look into that really Soon!
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  • When my DF was in school he received a monthly stipend from the GI bill and it lasted 36 months. The amount was based on the cost of living in our area and whether he was in school full time or part time. I think he got like $1,000 more a month when he was full time.

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  • I am former-AD, still part-time mil and DH is still in. There should be an education office on base/post or a VA benefits advisor that y'all can talk to for an explanation of what specific benefits he'll get in school. I second what pp said about having savings for that transition period. Have strict budgets and discuss finances openly with YH. It's best if both spouses have eyes wide open on what's going on financially during that time.
  • Thank you ladies soooo much for the advice I will have to talk to the fro and find out more and research. A strict budget is a good idea...Bc he has NOOO budget and spends what he wants...that's another reason I'm scared. We won't just have random $ to spend and he is a $ spender :-<
  • I don't post often but we've been through it! I was terrified when MH wanted to get out. We were so used to that life, and it is a terrible economy to be looking for a job. I'll say that though it was difficult we don't regret the decision at all. I'm a SAH mom and it's still worked out.
    MH got a job right out of the army. He did that for a little over a year and then started a grad school. He's working on his MBA part time whilr working full time. We are paying for grad school through the VA. We do collect BAH while he is in school, but the amount depends on your location as well as your rank when leaving the service and the number of years in the service and the number of credits he takes each semester. It also will be prorated any month he is in school for only part of the month. i.e the beginning and end of each semester. We only collect a the full amount 2-3 months of any semester. Basically, it's a nice perk but I'd hate to have to depend on it. Could YH work while he goes to school part time? If you will be truly dependent on the BAH money, call the VA to assess his level of entitlement and talk some actual numbers before making the leap.
    Also has YH saved any leave? We had 60 days terminal leave. It was invaluable. It allowed us to transition without touching our savings as he collected two pay checks for that time. Also we were doubly covered by insurance for that time so nothing fell through the cracks.

    Again, we really don't regret it. At all. The deployments got to be too much. We loved the army but we're very happy now. Good Luck!!!
  • Thank you so much. You make me a little hopeful everything will work out. He did say he was going to get a job also..we will be living in TX so I'm sure BAH wouldn't be much but I need to look into everything and see what we can do and what benefits he gets. This all sounds just so stressful. This is probably the only time I will be able to be a stay at home mom. :/ I have to get a job by the end of the year to save up $.
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