Community› The Bump Month Clubs› March 2014 Moms
March 2014 Moms
New Discussion

Holy crap!

bingbongsmamabingbongsmama member
in March 2014 Moms
I just got a bill for my fetal echogram a few weeks back. It was over $2,000 :-O
After insurance I owe $450.

I'm shocked, maybe I've been living in a bubble but I did not expect it to be that much
Report Reply to Post

Re: Holy crap!

  • bingbongsmamabingbongsmama member
    Oooh good question, I'd better check. I believe it was only the hospital bill and not physicians
    Report Reply
  • Loading the player...
  • ceh789ceh789 member
    I dunno, they did an imaging study of your freaking fetus' heart. I'm dumbfounded that it's even possible, personally - so $2k doesn't seem outrageous to me.
    Report Reply
  • bingbongsmamabingbongsmama member
    ceh789 said:

    I dunno, they did an imaging study of your freaking fetus' heart. I'm dumbfounded that it's even possible, personally - so $2k doesn't seem outrageous to me.

    The technology's amazing. It's just that it was a 30 min thing and my growth u/s are about 20min but so much less so I was not expecting it.
    Report Reply
  • CruiseGirl28CruiseGirl28 member
    I had to have mine done at a hospital out of network. I literally spent HOURS on the phone with my insurance trying to get prior approval. I was at the appointment checking in when they called to say it was approved. I'm glad I was persistent. I had to pay $52 because that was the rest of my deductible. My old company paid our deductible, so this was the only bill I've paid all pregnancy.

    imageimage

    Baby Birthday Ticker Ticker

     

    Report Reply
  • Stacyacker22Stacyacker22 member
    When I had one of my ultrasounds we got a bill for what wasn't covered by insurance. I wasn't mad about the balance but really pissed when I see that they actually have the balls to charge for the ultrasound gel and also have a "linen charge"! Wtf!
    Report Reply
  • babylimasbabylimas member
    Mine was similar. Luckily I have a co-insurance policy that pays 100% after I meet my deductible. I met my deductible with the amnio which was about $3000, and all out of pocket. I can't imagine if I was having to pay for every single test.

    Though here's a kicker. My little boy will be on a family plan and the deductible will be doubled. The insurance renews between his birth and his surgery. So I get to pay it twice for the NICU and then the surgery. We've already got a loan lined up. And we will actually qualify for the medical bill deduction for taxes, even with the increase. I imagine the preemie moms on here are in similar situations.
    Report Reply
  • kelley72kelley72 member
    yes the bills are scary... I'm out of pocket with co-insurance by about 1,000 and expect to have several thousand added to that= assuming a healthy vaginal delivery...
    Report Reply
  • [Deleted User][Deleted User] member
    edited January 2014
    The user and all related content has been deleted.
    Report Reply
  • YenemousYenemous member
    edited January 2014
    babylimas said:

    Mine was similar. Luckily I have a co-insurance policy that pays 100% after I meet my deductible. I met my deductible with the amnio which was about $3000, and all out of pocket. I can't imagine if I was having to pay for every single test.

    Though here's a kicker. My little boy will be on a family plan and the deductible will be doubled. The insurance renews between his birth and his surgery. So I get to pay it twice for the NICU and then the surgery. We've already got a loan lined up. And we will actually qualify for the medical bill deduction for taxes, even with the increase. I imagine the preemie moms on here are in similar situations.

    Maybe this is a dumb question but what is a medical bill deduction? I've never heard of that before and I'm about $5K out of pocket already and my deductible started over in January so I feel your financial pain.

    ETA: I just googled it so I understand now. Guess I need to sit down and start itemizing some things...
    http://i1013.photobucket.com/albums/af260/cookingcraftingcuddling/TeamBlue2_zps380b17d8.jpg
    Report Reply
  • gwentylergwentyler member
    That seems normal, my latest echo was $530 and the original bill was around $1.6K including the tech & the cardiologist. Definitely wish it were not the new year so my out-of-pocket limit & deductible hadn't started over. Medical bills are not nice. :-/
    BabyFetus Ticker
    Report Reply
  • pepperedmothpepperedmoth member
    babycaps said:

    That's pretty standard price! Did that include the official reading by the physician? Or is that just the scan itself? Bc after the tech does it, a doctor looks and does a final rests reading. That is also expensive!!

    Yep, and then the provider who ordered it in the first place can charge a third time for reviewing it! That's not such a big deal though --- at most it'd bump the billing for that visit from, say, a 99213 up to a 99214, so....another $50--100 bucks.

    Yes, it is crazy.
    Baby Birthday Ticker Ticker
    Report Reply
  • myfriendscallmemegmyfriendscallmemeg member
    This thread makes me SO happy my OB/the hospital bills the way they do. At the beginning of my pregnancy I sat down with the payment plan clerk who said my insurance covers this much, after my deductible & co-pays I should owe this much (for prenatal office care/visits) & we started me on a payment plan. They bill my entire care at the end of my pregnancy so that it doesn't fall between two deductible years. The exception were my labs & my big anatomy scan. But insurance covered 100% of those.
    BabyFetus Ticker

    Baby Birthday Ticker Ticker
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"