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Does your insurance cover any RE/infertility?

Lisa&BryanLisa&Bryan
in TTC after 35
or are you paying out of pocket?... just curious...  a little nervous about the cost!
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Re: Does your insurance cover any RE/infertility?

  • indianasunshineindianasunshine member
    My insurance covers diagnosis but not treatment which is pretty common. ?Everything I have done up until this point (testing, HSG, SHG, and hysteroscopy) has been covered. ?Next month's IUI is completely out of pocket. ?I just gave my credit card number to a mail order pharmacy tonight. ?December 29 it will be charged $1022.00. ?I really hope my first treatment is the last! ?Good luck to you!
    Image by TinyPic Me 43, DH 49 Married November 3, 2007 TTC #1 since November 2007 First RE appointment May 13, HSG 5/17- tubes are clear, SA - very good, FSH 6.8, rubella immunity, saline sonogram 7/2 - uterine polyps, hysteroscopy date FINALLY 9/4! Blood pressure and thyroid are under control! Come on BFP!!!! My Blog IUI#1 1/14 , AF=BFN 1/28, IUI #2 3/9, AF=BFN 3/20 Cycle 20 IVF #1 = BFP!!! Beta #1- 196 Beta #2- 784 Egg retrieval 5/1 - 11 eggs! Update 5/2 - 9 mature, 7 fertilized! Embryo transfer 5/6 - transferred 2 beautiful blasts and have one snowbaby Induction scheduled for 01/11/10 - 38 weeks, 1 day April 3, 2012 FET with snowbaby (identical twins) BFN and a big broken heart Moving on to DE Image and video hosting by TinyPic Image and video hosting by TinyPic Image and video hosting by TinyPic Baby Birthday Ticker Ticker8/2012-Donor chosen! 9/2012-12/2012-Donor passed all testing, off BC pills, waiting to complete 2 full cycles. 12/16/2012-cannot move forward with donor, cycles not regulating. 12/17-New proven donor 1/11- started Lupron on our baby boy's 3rd birthday 
    Egg retrieval 2/27 - 27 eggs, 24 mature, 19 fertilized
    Embryo transfer 3/4 - 2 beautiful, hatching blasts and nothing left to freeze.  Beta #1 461 9dp5dt. Beta #2 1230 11dp5dt.
    <a href="http://tinypic.com?ref=34gkr4h" target="_blank"><img src="http://i52.tinypic.com/34gkr4h.jpg" border="0" alt="Image and video hosting by TinyPic"></a>
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  • Lisa&BryanLisa&Bryan
    Thanks, this is not fun. 
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  • QE2QE2 member
    Just diagnostic, not treatment. The cost scares me also.
    TTC since 3/08 DOR, High FSH, Hypothyroid, Uterine Polyps, blocked tube, MFI, 5 rounds of clomid, 5 IVF attempts, 2 hysteroscopies, 2 natural conceptions=2 losses (Methotrexate, D&C) Successful DE cycle twins born 10/7/11 Baby Birthday Ticker Ticker
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  • FrannySFrannyS

    Mine covers everything but only through 2008 Sad  Next year our benefit plan is based in a different state (MD to NY) which does not have a regulation to cover IVF.  So in 2009 diagnostic tests are covered (which I have already done) but not IVF.  I am quite upset about this and cannot afford the OOP costs. 

    Here's a link to the list of coverage regulations by state:

    https://www.cga.ct.gov/2005/rpt/2005-R-0236.htm

     

    <a href="http://s352.photobucket.com/albums/r349/MsCozyCorner/Summer 2008/?action=view
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  • Laura CochranLaura Cochran

    FrannyS- thank you for posting that link. I had been trying to find out if my insurance co covered infertility treatments with no luck (I hadn't been trying that hard admittedly since we're not there yet) but now thanks to you I know that my state, MD, requires coverage. I have really been worried about what we would do if it came to that.

     Thank you again!

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  • Dr.LorettaDr.Loretta member

    We are lucky. My insurance covers all IF diagnostics and meds like any other medical issue. IF treatment is covered at 95% up to a $15K combined lifetime max.

    I told DH he can't quit his job or get fired!

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  • KristineBKristineB
    Nope, not a bit, which is a bit concerning for me since I'm jumping back in with the RE again in a couple of weeks!
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  • pamela-mattpamela-matt
    I am very fortunate that the state I live in requires IVF coverage.  I don't know what we would have done if we did not have coverage.
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  • Pinaybride2005Pinaybride2005
    My insurance only covered 50%.
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