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August 2013 Moms
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make less $ to spend more time with LO?

AACaHa13AACaHa13 member
in August 2013 Moms
Hey there....sooo The entire 6 months off from my job I constantly dreaded the thought of going back. Now that I have gone back, I am doing part of what I used to do but another girl does the other part of my old job. I was a nanny but instead of caring for the kids now, I run errands, do laundry, dishes....everything for the house. I make half of what I made before but love what I'm doing now! It gives me more time to spend with lo and I can make my own schedule. The only thing is, I constantly worry about not making as much $. We are doing well financially at this time and have savings, but now we will not be saving nearly as much as before. My question is, do any of you relate to this situation as far as making less $ to spend more time with lo? Would you do it if you had the opportunity? I would just like to know opinions and experiences....Its like I got exactly what I wanted and now I'm questioning whether or not its a smart move for our future.

If you feel like sharing, maybe it would help to know how we compare to others. How much do you save as a family on a monthly basis? With this new job, we will save around $900 after all of our bills. 

 

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Re: make less $ to spend more time with LO?

  • WildRumpusWildRumpus member
    Absolutely! I've been out of work since April and have just recently started working 2 days a week at a daycare while DH is off so he can stay home w/ our LO. If I had stayed at my FT job, we would have been paying for me to work by the time we figured in gas and child care. We *try* to put about $1000 into savings a month from DH's check, but sometimes it's less. He works on commission so we've had to learn to budget like he's only going to make his base salary, which helps with saving
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  • MitsB707MitsB707 member
    Let's see... Each of dh's paychecks we put 250 to savings, 50 to DS's savings acct, 25 to an account to play poker (dh needs some fun time), and 25 to an account for me. He gets paid bi-weekly, so that's like 700 a month? We could definitely be saving a lot more with what we have leftover after my student loans and half the mortgage/hoa from my paychecks, but we've been eating out a lot. I'll estimate we could save another 300-400 a month after daycare is paid.
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  • MissyCeeMissyCee member
    If it's possible, I will always choose less money to spend more time with LO, it's an easy choice for me. We don't save much each month at this point but if I worked we'd just be putting that income into daycare and gas so there'd be no point really.

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  • jennmejennme member
    MissyCee said:
    If it's possible, I will always choose less money to spend more time with LO, it's an easy choice for me. We don't save much each month at this point but if I worked we'd just be putting that income into daycare and gas so there'd be no point really.
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  • Emeraldeyed315Emeraldeyed315 member
    I left my full time teaching job, to take a .2 (one day a week) teaching job. Serious pay cut...still getting adjusted to our new budget...but worth every penny and then some. I wouldn't trade each day I get with LO for the world. 
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  • elvbrielvbri member
    This is about your own comfort level. If you're putting away $900/month I'd say you shouldn't worry. The time with your LO is irreplaceable. When LO is grown you can always go back to work but you can't ever get the precious baby moments back.
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  • AACaHa13AACaHa13 member
    Thanks for sharing your experiences and input on this! I am lucky to be home most of the time with lo! $ isn't everything.

     

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  • PrimRoseMamaPrimRoseMama member
    BellaOso said:

    Babies grow up. The part where they are home all the time is short. If you can live without the money for a little while, do it. We made the choice to take serious pay cuts so we could both spend more time home with the kids. I know I won't regret it. No one looks back on their lives and wishes they had been at work more, but they sure as hell wish they made more time for family.

    ETA: I should have said, "If you WANT to stay home and can live without the extra money." Not everyone wants to and I have total respect for that as well.

    Agree.


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  • RoosterMemphisRoosterMemphis member
    BellaOso is right on point. I became a SAHM because I wanted to spend every moment with my LO- I'll never get this time back. We took a severe pay cut and now live like a bunch of hippies, and really don't save too much, but whether or not we have HBO or a new outfit every week doesn't matter as much as spending time with my babe.

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  • AmeliaKrisAmeliaKris member
    We may not have a lot of money but we have a lot of love....that's the motto at our house. With 3 kids, we are lucky to put a few hundred in savings. We try to save but sometimes we just break even.
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  • BlueJewelMBlueJewelM member
    Whether you choose to SAH or work outside of the home, there is always a sacrifice made to have children. Whether it be in lost income, daycare, etc.

    Do what is right for your family.
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  • kanned0121kanned0121 member
    Dang! We don't have much money left after bills and things, but living a little tighter is totally worth it for me to be able to spend as much time as possible with LO. But I'm with @BlueJewelM you have to do what's right for your family.
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  • ashleyamberRNashleyamberRN member
    I figure you can always make more money, but you can't get this time back, so if it's what you want go for it. I'm super jealous you're able to save that much, that's great. I need to be more disciplined about saving.
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