Maternity Benefits

sws684 · September 2013

I found out today my insurance pays for 1 U/S per trimester. Is this crappy? I have no idea how to gauge these benefits.

czarmom · September 2013

Not sure, but if you aren't over 35 and don't have any high risks issues, that seems like the norm.

kristine526 · September 2013

That's the norm for me too.

AllieSchur · September 2013

That seems like a lot, I can't imagine you would need three, assuming you have a normal pregnancy.

sws684 · September 2013

Thank you guys! I had no idea!

JACKIE_RS88 · September 2013

Yup, we get a total of 2. One for confirmation around 10 weeks and the anatomy scan around 20 weeks. No more unless the doctor is concerned about something.

LooneyLife · September 2013

My insurance covers 1 ultrasound per pregnancy.

sws684 · September 2013

Correction: 1 U/S for 1st and 1 for 2nd tri.

softservecity · September 2013

Yup. I know I get 2 (dating and 20 week). I may get one more but can't remember for sure... I'm totally paying out of pocket (about $140) for a 4D in my 3rd trimester! There's a place around me that does it and you can get a teddy bear with a sound box of the babies heart.

hfooter · October 2013

That's how mine is too. One u/s first tri and one 2nd tri. I am contemplating on the 4D as we would have to pay out of pocket and the only place in Portland charges $180.

GoldenGibson · October 2013

That's what my insurance covers too unless there are complications. Then you get as many as you need. I lost count if how many I had last time.

For all of you considering the 4D, DO IT!!!!! It's so worth it. The quality of the images was way better than any of the medically necessary ultrasounds, we got to watch DS for an hour in there and the technician pointed out some fun things we didn't know. We also got a video of the US put to music. So cool!

CopperPoppy · October 2013

I'm worried about getting charged for unnecessary stuff during pregnancy. My dr ordered a u/s due to pain and spotting. Came back normal and try confirmed dates (5w6d) But now I've pushed back my first actual u/s to about 10 weeks.

Is it necessary to do another u/s in first tri or should I wait until 2nd tri now? I'm wondering if the stat one last week counts as a first tri or a complication.

sthomas1222 · October 2013

Mine pays for 1 the entire pregnancy unless there's a medical need for others.

I personally will not ever do the entertainment u/s. All the OB offices here put out a notice reminding everyone that u/s are medical procedures & we don't know if there are long term effects from them or not especially with the newer technology. But that's just me, to each their own

MMason12 · October 2013

I have a great insurance plan and they only pay for 1 ultrasound the entire pregnancy unless more are medically necessary. Really an ultrasound is needed for medical reasons, not just for you to see your little one. So it makes sense that they wouldn't have a blank coverage policy on them unless medically needed.

futuremrstessier · October 2013

I know it doesn't seem like a lot but having to go for multiple u/s bc of complications is no fun either ... I'm having my 4th u/s on Friday bc they originally thought I was extopic! (I'm only 7 weeks) .... But I'm also from Canada so none of it was out of pocket ... Silver lining

talkthewholetime · October 2013

My doctor "took a peek' at my 6 week appt. She didn't bill our insurance, or really spend a great deal of time doing anything. I wouldn't mind a few more peeks!

SoxFan777 · October 2013

I have no idea what my insurance (blue cross) is SUPPOSED to cover, but I had 5 or 6 last time, and they were all covered since the doctor ordered them.

ExpectingBlessing2009 · October 2013

I'm HR and I have to get a U/S every month...that's 45 $ every visit whereas if I was normal pregnancy I wouldn't have to pay anything for my visits & I think it's 3 u/s

crystalmir91385 · October 2013

Now you guys got me worried. I've got my DH calling his insurance right now to find out. All ours says online is that is covers 80% of prenatal visits. Nothing specifically about ultrasounds. We have Blue Cross PPO. Anyone else?

Mommie05 · October 2013

I think that is pretty pricey. My insurance united health care covers all ultrasounds because its considered routine for the pregancy. After the $250 deductible and 10% have been paid. Combined totaling $538. Everything is covered.

Maternity Benefits

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