Obamacare

Lhyacinth888 · October 2013

Just wondering how the April 2013 mommies feel about it.

melissad23 · October 2013

I'll have a more informed response when I see what DH's premiums go up to with his open enrollment next month. But I think I already know my answer....

(

love4b · October 2013

The same coverage we currently pay Anthem over a grand a month for will now be just under six hundred, so I'm happy

melissad23 · October 2013

And side note - all political crap aside, if this really does mean Hobby Lobby will close - I will be one sad momma!!

melissad23 · October 2013

https://brandontward.blogspot.com/2013/09/hobby-lobby-may-close-all-500-stores-in.html#.UkxCg-e9KSM

JordynLeighx3 · October 2013

I'm not informed enough to have an opinion.

I need to read more and watch the news!

ClandestineX · October 2013

I think this form of universal healthcare is idiotic. They could have done it better a lot of different ways, but they didn't.

For those who want to know the penalties for not having healthcare.

https://www.webmd.com/health-insurance/insurance-costs/tax-penalties-aag

OhSewCrafty · October 2013

I think Hobby Lobby can go and throw its little tantrum all it wants. They're not doctors and can't dictate what medication their employees receive. Birth control is used for way more than just preventing pregnancies.

And if they're basing it all on religion, I want to see the company policy that requires a heterosexual marriage license with every prescription of an ED medication. Oh wait, that doesn't exist? So its just women that get screwed? Gotcha.

mariahrb · October 2013

oh man, where do I start!?!?! lol! ill just say this: my premiums went from $648 to $1300 a year. its crappier coverage too...pay more for less.

JSS1002 · October 2013

My heart says: nobody in this country should go without proper medical care because of their financial situation. We should take care of each other. If the rich have ot pay a little more in order to help, so be it. Pre-existing conditions are a terrible reason to deny coverage.

My head says: this is unconstitutional, you cannot FORCE somebody to have health insurance if they don't want it, and it shouldn't be anybody elses responsibility to pay for anybody elses coverage except their own family. I believe in free markets, and letting the market dictate cost. It is horrible for small business, and unless we overhaul the education system, how are these doctors going to pay back their med school loans, when they went into it expecting a specific kind of paycheck?

Net net: I have to divorce myself from the economics and philosophy of the situatoin, which I don't agree with, because ultimately I do think that affordable care should be available to all, especially kids. I'm chosing to see this as a good thing, and I wish that the world would focus more on preventative medicine and lifestyle / behavior modification (obesity, smoking, exercise, nutrition) which would hopefully make the need for a lot of treatments decrease.

danuli8 · October 2013

I don't think health insurance or medical care is like other typical market items: if you're having a heart attack, you can't exactly call around and get the best price on ambulance service before you hop in one. And that is exactly why straight market-based solutions aren't working very well. Insurance companies know they have you over a barrel and can charge the sun, moon and stars. I think anything that expands coverage in a country where 44 million people are uninsured is a good thing.

JSS1002 · October 2013

danuli8 said:

I don't think health insurance or medical care is like other typical market items: if you're having a heart attack, you can't exactly call around and get the best price on ambulance service before you hop in one. And that is exactly why straight market-based solutions aren't working very well. Insurance companies know they have you over a barrel and can charge the sun, moon and stars. I think anything that expands coverage in a country where 44 million people are uninsured is a good thing.

Well that's the thing -- if you're having a heart attack, you ALREADY get treated without medical care, because every singl eperson who walks into the ER is already getting treated, regardless of whether or not you're insured, and most of the cost gets written off as bad debt if the uninsured cannot pay. Combined with immegration issues, this is a huge problem because we have tons of uninsured non-citizens using the ER as a doctors office.

JSS1002 · October 2013

I'm interested to hear @skidderdo 's opinion on this.

JSS1002 · October 2013

knitfaced said:

Love it! I find it unconscionable that people in this country die because they can't get insurance coverage or go bankrupt paying for lifesaving medical care. My sister was diagnosed with melanoma and would never be able to get insurance if she did not have coverage thru an employer. Now she can't be denied coverage if she were to be without work. It also does a lot to support women and children. I also think most of us got free pumps because of it.

I did not get a free pump. I bought my own pump. I COULD have gotten a free one, but i didn' twant to wait until my deadline to order it. BUT, regardless -- I didn't think it was the gov'ts responsibility -- or anybody elses -- to buy my breastpump. My breasts, my responsibility.

No judgment on that, but that is how I view it.

JSS1002 · October 2013

andertrr said:

What might be interesting is what happens a year or more from now, when companies realize that the penalty for not offering their employees health insurance is way cheaper (for some) than it is to offer it!

Right, right?

Kate_C · October 2013

JSS1002 said:
P>I did not get a free pump. I bought my own pump. I COULD have gotten a free one, but i didn' twant to wait until my deadline to order it. BUT, regardless -- I didn't think it was the gov'ts responsibility -- or anybody elses -- to buy my breastpump. My breasts, my responsibility.

No judgment on that, but that is how I view it.

A breast pump is a medical device. If you have health insurance, why shouldn't the insurer pay for it? It would pay for crutches if you needed them. Or prosthetics if you have had a mastectomy. I'm not sure I track your logic on this one.

OhSewCrafty · October 2013

JSS1002 said:

My heart says: nobody in this country should go without proper medical care because of their financial situation. We should take care of each other. If the rich have ot pay a little more in order to help, so be it. Pre-existing conditions are a terrible reason to deny coverage.

My head says: this is unconstitutional, you cannot FORCE somebody to have health insurance if they don't want it, and it shouldn't be anybody elses responsibility to pay for anybody elses coverage except their own family. I believe in free markets, and letting the market dictate cost. It is horrible for small business, and unless we overhaul the education system, how are these doctors going to pay back their med school loans, when they went into it expecting a specific kind of paycheck?

Net net: I have to divorce myself from the economics and philosophy of the situatoin, which I don't agree with, because ultimately I do think that affordable care should be available to all, especially kids. I'm chosing to see this as a good thing, and I wish that the world would focus more on preventative medicine and lifestyle / behavior modification (obesity, smoking, exercise, nutrition) which would hopefully make the need for a lot of treatments decrease.

The problem with this (not that ACA fixes it 100% or anything, but you know what I mean) is that hospitals cannot refuse care. So those individuals who don't want/have health insurance become a mountain of bills that cannot be paid, leading to more debt and driving up costs regardless. I don't know what the answer is, but people can't simultaneously say "Government can't tell me what to do! But if I'm dying, I fully expect them to save my ass!"

And insurance was a free market - and it was crazy expensive and extremely unfair.

I completely agree with your last paragraph. We need to focus on preventative care as #1.

skidderdo · October 2013

nursing while reading thread... can't left-thumb type a response, need both hands for this one! Stay tuned!

tondraluv · October 2013

I AM OVER IT. I work in health benefits & his week has been hell. I've been trying to get a few on my clients who can't afford to be on their employers insurance a subsidy through the exchange but I'm getting the run around. Then these bitches have the audacity to take the enrollment forms off their website because they are being hit with high traffic. I also received the rates for my groups for next year & it's not pretty. The middle aged, small families will suffer with certain carriers. Sorry for my mini rant

Chelsiver · October 2013

My family needs it. Right now dd is the only one with health insurance because H has his own business and we have both been denied private health insurance for stupid reasons. This will allow my family and many others to get health insurance so I, personally, couldn't be happier.

I do agree that there might be better ways to provide universal healthcare, but I will take what I can get.

AllyP10 · October 2013

I suggest that people read the bill in its entirety and then form an opinion, rather than reading or watching the news. I'll say that I'm not opposed to the idea of some kind of healthcare system that helps give coverage to those who cannot afford insurance or are not offered it. I will also say that I am not thrilled with Obamacare.

ClandestineX · October 2013

AllyP10 said:

I suggest that people read the bill in its entirety and then form an opinion, rather than reading or watching the news. I'll say that I'm not opposed to the idea of some kind of healthcare system that helps give coverage to those who cannot afford insurance or are not offered it. I will also say that I am not thrilled with Obamacare.

I honestly think nobody should get their info from the news lol.

JSS1002 · October 2013

ClandestineX said:

AllyP10 said:

I suggest that people read the bill in its entirety and then form an opinion, rather than reading or watching the news. I'll say that I'm not opposed to the idea of some kind of healthcare system that helps give coverage to those who cannot afford insurance or are not offered it. I will also say that I am not thrilled with Obamacare.
I honestly think nobody should get their info from the news lol.

Word. This begs my other rant -- media is not genuine when influenced by ad sales. ;-)

tondraluv · October 2013

JSS1002 said:

ClandestineX said:

AllyP10 said:

I suggest that people read the bill in its entirety and then form an opinion, rather than reading or watching the news. I'll say that I'm not opposed to the idea of some kind of healthcare system that helps give coverage to those who cannot afford insurance or are not offered it. I will also say that I am not thrilled with Obamacare.
I honestly think nobody should get their info from the news lol.
Word. This begs my other rant -- media is not genuine when influenced by ad sales. ;-)

preach

arschm02 · October 2013

Regardless of my opinion on the topic, I am glad I live in MN where the premiums are lowest rather than Wyoming!

JSS1002 · October 2013

arschm02 said:

Regardless of my opinion on the topic, I am glad I live in MN where the premiums are lowest rather than Wyoming!

Well and in MN it really isn't even THAT different because we've had MNCare as an option all along...

pinottoparenthood · October 2013

melissad23 said:

https://brandontward.blogspot.com/2013/09/hobby-lobby-may-close-all-500-stores-in.html#.UkxCg-e9KSM

Maybe this is off topic, but the morning after pill doesn't work if you're already pregnant, so how is that abortion? I'm pretty pro-life, but I think the morning after pill can prevent some abortions!! That's a good thing! I don't get it.

ClandestineX · October 2013

A lot of pro-lifers are religious and it is against some religious cultures to prevent pregnancies.

pinottoparenthood · October 2013

ClandestineX said:

A lot of pro-lifers are religious and it is against some religious cultures to prevent pregnancies.

True. But it's so hypocritical. I was raised Catholic and pretty well submerged in that culture (Catholic school my whole life, church every week, etc...) Many of those people use birth control. I guess I just don't get why you wouldn't prevent a pregnancy if you can't support that child, when it's SO much better than the alternative... Abortion, or sometimes bringing a baby into very tough conditions. Eta: The article just pissed me off bc the guy sounded so holier-than-thou.

OhSewCrafty · October 2013

pinottoparenthood said:

ClandestineX said:

A lot of pro-lifers are religious and it is against some religious cultures to prevent pregnancies.

True. But it's so hypocritical. I was raised Catholic and pretty well submerged in that culture (Catholic school my whole life, church every week, etc...) Many of those people use birth control. I guess I just don't get why you wouldn't prevent a pregnancy if you can't support that child, when it's SO much better than the alternative... Abortion, or sometimes bringing a baby into very tough conditions. Eta: The article just pissed me off bc the guy sounded so holier-than-thou.

That's because a lot of Christians (and pretty much every other religious group) likes to pick and choose what to support/condemn based on what is convenient to them.

ClandestineX · October 2013

pinottoparenthood said:

ClandestineX said:

A lot of pro-lifers are religious and it is against some religious cultures to prevent pregnancies.

True. But it's so hypocritical. I was raised Catholic and pretty well submerged in that culture (Catholic school my whole life, church every week, etc...) Many of those people use birth control. I guess I just don't get why you wouldn't prevent a pregnancy if you can't support that child, when it's SO much better than the alternative... Abortion, or sometimes bringing a baby into very tough conditions. Eta: The article just pissed me off bc the guy sounded so holier-than-thou.

I think those are called Cafeteria Catholics.

jaime52005 · October 2013

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