I just posted this question on the Central Florida Board, but then I thought it was probably relevant anywhere. Please share any helpful thoughts! Thanks
I was planning on using Heart 2 Heart in Sanford. It is close to home,
hospital, and my insurance told me they would cover 100%. It was a
no-brainer. I went for a tour and consult, and everyone seemed lovely
and I liked the facility. My initial visit is next week, and I called my
insurance today to verify what I had been told previously. I was told
that they didn't have any in-network approved birth centers in my area,
and that if I wanted to use a birth center, that the center would have
to submit a request for authorization and maybe they would approve.
I
called Heart 2 Heart and the billing person looked into it for me. She
called my insurance company and got them to verify that they DID cover
me and that all I would owe is a $40 copay on my first visit - beyond
that they covered 100%. Then the billing girl says "Now, you were told
at your consult about the $200 registration fee right?". Ummm, No?! She
then explained they charge a $200 fee for paperwork processing,
materials, and other administrative costs associated with my care and
they do not bill that to insurance. That seems bizarre to me - all
administrative work is wrapped into the total cost of care from what I
understand, which is billable to insurance.
Is this type of fee
common at all birthing centers or is this facility specific? Has anyone
else had to pay something like this? If I can get coverage at another
birth center that doesn't charge the fee is it worth shopping around a
little more?
My birth center in Sarasota (west coast of Fl) charges the same thing. It's also for childbirth classes and a birth kit. I wish they would charge it to insurance....
I would ask for a detailed billing of what each thing costs and just ask what that $200 goes into. I loved that place and also looked into going but realistically it was too far from my home!
I pay a $25 copay for all my prenatal and birth stuff for my insurance, then everything else is covered. However, our birth center does have a $200 registration fee that is not covered by insurance.
Re: Birth Center Fees?
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