So I am currently working on some new products that will be offered by my company on the healthcare exchange and it sort of got me to thinking about something with this mandate/tax penalty. I started doing some reading but wondered if anyone else had even thought of this. From what I have read the person claiming the tax dependent exemption is ultimately responsible for healthcare coverage. In our case that means BM for my SKs and that also means Me for DD. I carry SKs on my coverage because DH, BM and SF have none available (yet we are also still paying BM for her old coverage-issue still not resolved). DD is only not carried on mine now because her SM's plan is way better than mine.
I have read somethings that show this could turn ugly for some blended families. In our state the NCP is required to carry insurance yet most are not allowed to claim dependent exemptions. Some articles I have read have pointed to parents that do not have a good relationship not furnishing the parent that claims the exemption with the necessary documents to prove coverage to avoid the penalty.
I think, in our situation, things will be okay. We are all amicable. I am more worried that for some reason SM's insurance won't count towards coverage for DD and I will have to pay a penalty or something.
Have any of you thought much about this?