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April 2014 Moms
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I need insurance advice

Maymac18Maymac18 member
in April 2014 Moms
Hey all, anyone in the biz or experienced please help! I have two insurance plans right now. My primary does not have maternity coverage, but my secondary does. Is there any reason to hang on to my primary insurance bc I am about to let it go?
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Re: I need insurance advice

  • Mport90Mport90 member
    Hmmm that's hard. I guess I would say let the primary go. Always read fine lines.... Insurance companies can screw you very easily. I don't have any insurance, wish I had the option to cancel one. Call your secondary ask if there is any reason things won't be covered without the primary insurance. Sorry dont have too much information.
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  • Maymac18Maymac18 member
    Yeah I don't even know if they would know what would happen. I ended up canceling my primary bc I was paying $200 a month for me and my other one is actually better so why pay for two? That's what I think was smartest. Hope I don't regret it. Thanks for the feedback. Not much input on this subject!
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  • jap618jap618 member
    Will your second still pay if you don't have your first?  Some secondary insurances will only pay if the first one denies.  Definitely read the fine print & talk to your insurance agencies before doing anything.  You don't want to end up with no coverage.
    Married the love of my life June 18, 2011 -- Me (28) DH (29)
    TTC #1 since June 2012
    BFP #1 6.29.12 EDD 3.12.13 MMC discovered 8.11.12 9w5d D&C 8.15.12
    BFP #2 11.2.12 EDD 7.14.13 MMC 6w5d discovered 8w6d 2 failed rounds miso D&C 12.27.12
    BFP #3 8.5.13 EDD 4.18.14 MMC 7w4d discovered 9.25.13 at 10w6d -Trisomy 13- 1 round miso & emergency D&C 10.2.13
    RPL Testing. DX Asherman's November 2013. Low AMH (0.44) January 2014. 
    Operative Hysteroscopy January 2014 to remove scar tissue.
    BFP#4 6.18.14 EDD 3.3.15 Team Pink
    --AL always welcome--
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