We are FTP's and can't rate the experience we've had so far highly enough. Paid extra for the early maternity cover on my insurance and its been worth every penny. For those of you concerned about starting a family here- we have been blown away by the service ( as compared to our homes in the uk and Canada ). Scans on tap, happy staff, informed and practically- minded doctors, clean and efficient facilities. Being truly spoilt here, and only just 12w3d!