Community› The Bump Message Boards› 2nd Trimester
2nd Trimester
New Discussion

Vent!

TallulahsmomTallulahsmom member
in 2nd Trimester

My husband's company just went union. It had been union in the past but was bought out. We currently have a UHC plan that is wonderful. As of August 1st we have to go to the union plan. We were told during contract negotiations that the plan was no longer grandfathered and covered preventive care. We just now got the paperwork. They signed the contract last Monday. The plan is still grandfathered. That means a $2000 first year for this baby. And the UHC plan covered all prenatal care and ultrasound at 100%. The union plan applies it to the deductible and you have a 15% coinsurance. Pretty ticked right now. Can you file a grievance against the union itself? Now I have to try to schedule my 20 week ultrasound during the 16th week so I can save money. May not get to find out the sex on this one.:/

Report Reply to Post

Re: Vent!

  • mplesset23mplesset23 member
    Ugh, When I got pregnant with DS we had awesome insurance.  It would have cost me $300 for the entire hospital stay.  My company switched insurance plans the month after we found out we were pregnant and our $300 deductible went up to $1500.  Now with this pregnancy our insurance changed again and my deductible is now $5000!!!  

    This insurance business makes me sick to my stomach.  I feel your pain.  Just keep in mind you can write off some medical expenses and be sure to use flexible spending if that's an option.

    As for the anatomy scan, I think there is a specific reason they plan to do them about 20 weeks.  Call your Dr.'s office and see what they have to say about doing one earlier.  Sorry :(
    Baby Birthday Ticker Ticker
    Report Reply
  • Loading the player...
  • amyrose542amyrose542 member
    I was able to get my scan done at week 18. I don't know if that's doable for your situation but the doctors got all the info they needed and find the sex out. I understand your pain on the insurance too, mine covers hardly anything and if they deem something as unnecessary they can make me pay for the full cost, the US they are deciding if it was needed and if not that's $500 outta pocket! YUCK! Help a mamma out insurance!
    image


    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"