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February 2014 Moms
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Student loans?

SuzyQq02SuzyQq02 member
in February 2014 Moms

I know this is kind of a long shot, but figured I'd check and see if any STMs have any experience with this!

I'm a social worker and currently in a program to cancel my Perkins loans. I have one more year to go to wipe them out. On the form I have to send in, I need to indicate whether I intend to complete another year of full time employment.

Provided I can (meaning no major complications with me or the baby), I am definitely returning to work after the baby is born. I will take between 10-12 weeks leave, and the vast majority will be either under STD or earned time, but there will probably be 2-4 weeks that are unpaid leave. Does that still count as a full year of employment?

I guess I probably just need to ask our HR dept, but I really didn't want to tell anyone at work until I told my boss, and she's out this week. Ugh.

Suzy & Brian November 3, 2007 "...this one time, at band camp..." ;-)
TTC #1 since 9/2012
BFP #1 2/16/13, EDD 10/13/13, CP 2/21/13
BFP #2 6/2/13
Baby J-Bug 2/8/14 My Wedding Bio from back in the day
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Re: Student loans?

  • hawkeyestatehawkeyestate member
    Yes I think it would count. It's not like you are losing your job for 10 weeks, you are just taking medical leave. I would check to make sure though, you could also call your Perkins lender and ask them, that's who I would call first. 
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  • dizzycooksdizzycooks member
    For me, FMLA did not count against me and I got my forgiveness this spring despite my leave last year.  Good luck!  I would definitely talk to HR and maybe call your loan program.
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  • Jennybear711Jennybear711
    Is this the program where you have to work in the field for 10 years?
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  • boogerbearoriginalboogerbearoriginal member

    I don't believe it will count against you, same as if you take a sick day it doesn't count against you. You are still considered an employee of the company.

    But I would contact the lender/forgiveness program, since they will know the specific parameters of qualifying employment. And I don't think your HR will be able to answer that question. 



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  • SuzyQq02SuzyQq02 member

    imageJennybear711:
    Is this the program where you have to work in the field for 10 years?

    No, this is the allied health cancellation for Perkins loans. Unfortunately, I'm not eligible for the Public Service Loan Forgiveness because my ICR/IBR payments are still ridiculous, I'm on the 30 year extended repayment on those.

    Suzy & Brian November 3, 2007 "...this one time, at band camp..." ;-)
    TTC #1 since 9/2012
    BFP #1 2/16/13, EDD 10/13/13, CP 2/21/13
    BFP #2 6/2/13
    Baby J-Bug 2/8/14 My Wedding Bio from back in the day
    Report Reply
  • DC2011DC2011 member
    Highfive, fellow pregnant social worker! I would think that it would still count as being employed even though it's 2 to 4 wks of hnpaid leave.... But definitely check with the lender and your HR dept. Good luck!! :D
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