Decisions, Decisions
MrsCase1
member
DH has been asking for another baby for months. In the past few weeks he's picked up his momentum to asking nearly daily. He even made a comment about missing the "newborn cry."
So, I finally come around in my head. I go out and buy aspirin, folic acid, vitamins, etc....
He comes home and announces he wants to accept a job offer he received. Now, I knew he was in the market but I didn't think it would happen this quick.
Health insurance typically takes 90 days to come in effect. Last time it took us several months to get pregnant but we all know that doesn't mean anything. What I do know is that I don't want to get pregnant in the Fall and end up with another Summer baby. So, this would put us back almost another year (as a December baby I am vehemently against a Christmas birthday and November is already crammed full.)
If my pregnancies weren't so expensive I would just go with it. However, we had more in savings for medications last time. My doctor visits are actually reasonably priced for private pay, it's just the price for meds that make my stomach churn. I am notoriously a cheapskate.
So... wait or go for it? I am not getting any younger, so that is a factor, too. Blugh.
Re: Decisions, Decisions
Make DH negotiate the waiving of the 90 day probation period for medical benefits into his acceptance of the job offer.
This is am excellent suggestion. we discussed it last night. Problem os, we live in TX and the laws here are weird regarding insurance. When I got pregnant with Lincoln I spent hours researching. Like most things, TX does whatever it wants regardless of what the rest of the nation is doing. FX that is an option.
Last time insurance just covered it because it is through an employer, not private. But, now I will research things further since a lot has changed in three years. Good questions! For nearly two trimesters we paid for everything ourselves.
Tell him good luck from us!!
I know it can get pricey covering OOP, and avoiding that would be ideal. In any event, I wish you guys happy humping and a very happy, healthy pregnancy!!
Ditto!
(Also, if they will cover you even if you're already pregnant, I would definitely go for it now. You'd likely only have 2 or 3 Dr visits to pay OOP, if that - and I think I'd rather go that route than put TTC on hold for a whole nother year. Mostly because I know I wouldn't be able to hold off that long. lol)
Oh, I ha e like ten times the number of visits due to a a medical condition. My frustration atems from the fact that OBs treat the condition VERY differently. Mine takes a hands on approach. I adore her and she safely brouhht my son into the world so I trust her but part of me wants to take the route with less intervention.