Hi! This is my first post and I want to thank you all in advance for reading this. Do any of you fully understand Short Term Disability Insurance? I know I've been paying into it. I am a bartender and do not have health insurance or maternity leave provided by my company. I work in a fairly unsafe environment (fairly illegal, too, I'm sure- smoke billows in through the windows and I have to climb an unsafe structure to get bottles) and am hoping to be able to afford to not work towards the end of my second trimester. I'm doing my best to get through it now and would take off of work if I could but I just can't afford to. I was hoping that SDI would supplement my income for a few months but it looks Iike it will only cover four weeks before I deliver and six weeks after. Is this true? If my doctor declares my job environment unsafe will I be able to get SDI early? Any help you could provide would be much appreciated.