Infertility

Health Insurance in NC

I know the topic of insurance comes up a lot.  We're eligible for new insurance now and I'm exploring our options of getting insurance on our own or thru my DH's work.  I'm just curious if any of you have advice or experience getting insurance in NC with infertility coverage?  Any info is welcome.  Thanks in advance!!

 

PS - If you're a July Firefly, I hope to have the badge done in the next few days!  :)


Married 2005 | DH & I are 33 | DH diagnosed with CAVD & I have PCOS

IVF #1: February 2013
ER 02/13: 15R, 12M, 10F
ET 02/18: 5DT of 2 beautiful AA Blasts!
(none to freeze)
Beta Hell resulted in Chemical Pregnancy
Taking a Mental/Physical Break (vitamins & weight loss!)

IVF #2: July 2013
ER 07/03: 12R, 8M, 6F
ET 07/08: 5DT of 1 Early Blast & 1 BB Blast
(none to freeze, again)
HPT & Beta 07/17: BFN

IVF #3: April 2014
New RE (yay!)
ER 04/07 37R, 35M, 26F
Froze 5 Beautiful Blasts
PGS shows 3 are "Normal"
FET One 5AA Blast on 05/07
HPT & Beta 05/20 - BFN 

FET: August 2014
Planned to transfer 2 embryos but only one made it.
Transferred one beautiful blast that had started to hatch!
BFP on FRER at 9dp5dt on 08/21
Beta #1 08/22 - 185
Beta #2 08/26 - 1123
Beta #3 08/28 - 2697
Ultrasound 09/05 - One beautiful bean with a heartbeat!
 
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Re: Health Insurance in NC

  • Are there ANY companies out there that you can purchase infertility coverage!?!?  Sheesh!  I've called a few so far and nobody does.  That's just crazy.  Grrrrrr.  Angry

    Married 2005 | DH & I are 33 | DH diagnosed with CAVD & I have PCOS

    IVF #1: February 2013
    ER 02/13: 15R, 12M, 10F
    ET 02/18: 5DT of 2 beautiful AA Blasts!
    (none to freeze)
    Beta Hell resulted in Chemical Pregnancy
    Taking a Mental/Physical Break (vitamins & weight loss!)

    IVF #2: July 2013
    ER 07/03: 12R, 8M, 6F
    ET 07/08: 5DT of 1 Early Blast & 1 BB Blast
    (none to freeze, again)
    HPT & Beta 07/17: BFN

    IVF #3: April 2014
    New RE (yay!)
    ER 04/07 37R, 35M, 26F
    Froze 5 Beautiful Blasts
    PGS shows 3 are "Normal"
    FET One 5AA Blast on 05/07
    HPT & Beta 05/20 - BFN 

    FET: August 2014
    Planned to transfer 2 embryos but only one made it.
    Transferred one beautiful blast that had started to hatch!
    BFP on FRER at 9dp5dt on 08/21
    Beta #1 08/22 - 185
    Beta #2 08/26 - 1123
    Beta #3 08/28 - 2697
    Ultrasound 09/05 - One beautiful bean with a heartbeat!
     
    image

    Daisypath Anniversary tickers

    image
    image 
    image
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  • You probably won't find an individual plan that offers IF coverage.  If it did exist it would be outrageously expensive and have a long waiting period before coverage kicked in.

    Insurance companies are in the business of making money.  Offering IF coverage is a sure way to lose money, because treatment and testing is expensive. 

    imageimageimageimageimage

     

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    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

  • I know I know.  I guess I just got hopefully optimistic for some crazy reason that it existed.  LOL.  It's truly a shame so many people deal with this.

    Married 2005 | DH & I are 33 | DH diagnosed with CAVD & I have PCOS

    IVF #1: February 2013
    ER 02/13: 15R, 12M, 10F
    ET 02/18: 5DT of 2 beautiful AA Blasts!
    (none to freeze)
    Beta Hell resulted in Chemical Pregnancy
    Taking a Mental/Physical Break (vitamins & weight loss!)

    IVF #2: July 2013
    ER 07/03: 12R, 8M, 6F
    ET 07/08: 5DT of 1 Early Blast & 1 BB Blast
    (none to freeze, again)
    HPT & Beta 07/17: BFN

    IVF #3: April 2014
    New RE (yay!)
    ER 04/07 37R, 35M, 26F
    Froze 5 Beautiful Blasts
    PGS shows 3 are "Normal"
    FET One 5AA Blast on 05/07
    HPT & Beta 05/20 - BFN 

    FET: August 2014
    Planned to transfer 2 embryos but only one made it.
    Transferred one beautiful blast that had started to hatch!
    BFP on FRER at 9dp5dt on 08/21
    Beta #1 08/22 - 185
    Beta #2 08/26 - 1123
    Beta #3 08/28 - 2697
    Ultrasound 09/05 - One beautiful bean with a heartbeat!
     
    image

    Daisypath Anniversary tickers

    image
    image 
    image
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