I had a pregnancy blood test the other day and it was neg. It was my second round of TI with Clomid + Inj + trigger. The person drawing my blood asked if we were moving to IUIs. If my husband's sperm is normal, what would the advantages be to doing IUIs vs timed intercourse? My insurance covers NO IF treatments and meds so OOP, that's a steep difference....
I feel like we haven't even tried for very long to think we should start something different since it's only the second time. I feel like we just started.
Married September 17, 2011. 
Me 38, PCOS 
H 43, SA normal. 
TTC #1 since November 2011. 
HSG - both tubes clear.
Metformin+ Clomid + Prometrium (Ob/Gyn)
January 2012- Chemical Pregnancy
June 2012- BFP- Ectopic (5 weeks), Methotrexate
November 2012- BFP- Miscarriage (5 weeks),D&C(12/14/12)
December 17, 2012 first apt with RE
Metformin + Folgard+ Clomid+ Bravelle + TI +Prometrium (RE)
March 2013- 2 follicles- BFN
April 2013- 2 follicles- BFN 
Oct 2013, IVF #1- fresh cycle cancelled due to increased progesterone
ER 11/7/2013- 20 retrieved, 19 mature, 14 fertilized naturally, 3 blasts frozen
FET #1- 12/6/13, 2 blasts xfered- BFN
FET #2- Cancelled while sitting in the waiting room... blast didn't survive thaw
Re: TI vs IUI
I haven't gotten that far in my own journey yet, but I would guess that they don't want to keep you on Clomid for very long, and that they don't want to delay IUI because of age. A friend of mine went straight to IUI, skipping TI, at her doctor's suggestion because she was over 35. Might be a similar thing, but you could certainly ask them if there is a rush.
Thinking about it more, they are probably also used to women who want to push things forward as fast as possible, they may not be aware that you're in no rush to IUI. Can't hurt to have a convo with the doc about it.
My Dr said that since we are "unexplained" that IUI bypasses a lot of the potential problems for sperm getting through.
Once I get AF, I think we are going to go ahead with TI. In the meantime, I am going to set up an appointment with the Dr. to discuss next step. It has been a while since we've sat down and I am sure he has more insight. Man, if it wasn't for piss poor insurance (and you think it would be half decent since it is BCBS), I wouldn't have to be so scared to take the next step. I salivate at the thought of IVF treatments being covered for a couple of tries! I'd be on it like white on rice.
Married September 17, 2011.
Me 38, PCOS
H 43, SA normal.
TTC #1 since November 2011.
HSG - both tubes clear.
Metformin+ Clomid + Prometrium (Ob/Gyn)
January 2012- Chemical Pregnancy
June 2012- BFP- Ectopic (5 weeks), Methotrexate
November 2012- BFP- Miscarriage (5 weeks),D&C(12/14/12)
December 17, 2012 first apt with RE
Metformin + Folgard+ Clomid+ Bravelle + TI +Prometrium (RE)
March 2013- 2 follicles- BFN
April 2013- 2 follicles- BFN
Oct 2013, IVF #1- fresh cycle cancelled due to increased progesterone
ER 11/7/2013- 20 retrieved, 19 mature, 14 fertilized naturally, 3 blasts frozen
FET #1- 12/6/13, 2 blasts xfered- BFN
FET #2- Cancelled while sitting in the waiting room... blast didn't survive thaw
IUI#4 1/23/13 on 75iu x9 Follistim = BFP then chem preg m/c (Feb 2013)
IUI#5 BFN (April 2013)
S/PAIFW , S/PALW
My Blog
This. Since we are also Unexplained, my RE said that honestly, there wasn't much of a point to do medicated cycles without IUI. I understand completely if ccost is an issue - I might try to do a couple TI before moving on. That way you could at least put your mind at ease and know you tried before moving on to something more costly. For us, it was a cost/benefit analysis. IUI was more expensive than just meds, but it upped our chances by about 10%, so we went for it. GL with your decision!
** After 2 1/2 years of Unexplained IF, 2 failed medicated cycles, and 4 failed IUI's - our baby girl came to us through the miracle of Mini IVF! **