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Bed rest vs Short term Disability

NewX2NewX2
in High-Risk Pregnancy
I was but on strick bed rest 3 weeks ago for a shortened cervix and starting to dialate. After a week on strict I was taken off of strict to modified in which I can run a few errands and do light house work but not to return to work as I work on my feet. Now my short term disability sees this as a why can't I work and wants all my limitations to be spelled out to see if I can go back to work even less then I already was. If I do go back it will be very limited and will probably loose my insurance because I work hourly and have to qualify by the quarter and have been out for almost the first third which would be really hard to make up. Did anyone else have to deal with this the main reason I am really concerned is because my husband is self employed so I am the one who maintains the insurance so losing my entire income and insurance will be rough especially with adding twins to the mix. Any advice I am currently 29 weeks a could just file for my FMLA but that gives me almost no time after the boys are born. 
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Re: Bed rest vs Short term Disability

  • kkee08kkee08
    i did my fmla and my short term disability decided after they approved me to give me my short term disability.  So now I have 26 weeks of short term disability nything longer will fall under long term.  Good Luck
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  • kafunderkafunder member

    Can't your dr. just write a note saying you can't work? If I told my dr that I couldn't work b/c it would be too much, he'd write a note in an instant that would qualify me for STD. 

    FWIW, I'm surprised you were taken off strict bedrest when your cervix was shortening and starting to dilate. I was put on strict bedrest and given a cerclage for almost the same thing, and that was just for a singleton pregnancy, starting at 20w. I'm now 32w and still on strict bedrest. With my twin pregnancy, I was put on strict bedrest at 22w for shortening cervix and no funneling or dilation (this included 4 weeks of hospital bedrest when my cervix got below 2). I delivered at 36w4d. Be sure you really talk this through with your dr. Are you seeing an MFM/peri or just an OB? 

    Good luck! 

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  • NewX2NewX2
    Thanks for the responses and support. My OB just cleared me to go back to work on ultra short shifts or sitting shifts so I have to talk to my boss and see if that's possible. The thing that is bothering me the most about this is she has not examined or seen me in almost three weeks and is just clearing me to be on my feet for 4 hours at a time in a somewhat high stress environment. 
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  • TaraNicole44TaraNicole44
    My doctor provided detailed records and notes, and I was approved for short term disability. I'm now on long term. It depends on the insurance company, but the analyst should be reasonable if you have test results/records to prove it. I ended up having to quit my job but that's because my bed rest started at only 11 weeks....
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  • LuvWestCoastLuvWestCoast

    imageNewX2:
    Thanks for the responses and support. My OB just cleared me to go back to work on ultra short shifts or sitting shifts so I have to talk to my boss and see if that's possible. The thing that is bothering me the most about this is she has not examined or seen me in almost three weeks and is just clearing me to be on my feet for 4 hours at a time in a somewhat high stress environment. 

     I would find a new doctor.....probably at a high risk clinic. This is something that should be monitored very closely!

    As far as your original question: FMLA and short term are running concurrently for me. I went from strict bed rest, to the ability to work 20 hrs a week. Every hour I'm out (20 hours) counts against my FMLA time.

    Good luck!

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  • NewX2NewX2
    I wish I could switch but I live in a small town and when we found out that I was high risk we looked for one but the closest is about 2.5 hrs away I saw him a few times but things were fine up until this she has just been consulting by phone and email so. I go back to work next week at seriously reduced hours and am just going to go with the flow and see what happens.
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