Have you considered the MaterniT21 or Verify blood tests? They are new non-invasive tests (of the mother's blood) that check for the same chromosomal abnormalities as the CVS/Amnio. They aren't covered by all insurance companies, but the lab that does the T21 test (Sequenom) quoted me a max out of pocket charge of $200.
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I had one 4 years ago with my second child, b/c I had gotten a false positive with the NT test. It was ok; mildly uncomfortable as they were inserting the needle (I have a tipped uterus and they had to try several times), but that was it. I didn't have any spotting or anything afterwards, but rested the remainder of the day. Luckily he was perfectly fine - the stress of waiting was worse than the test.
I had a cvs and it was slightly uncomfortable during the procedure, but nothing painful. I rested the remainder of the day and had no problems. For me the very small risk of miscarriage was worth having the test done.
I had cvs and it was painless and easy. It felt like a pap exam. You just want to make sure you go to a doctor with a lot of experience who specializes in cvs. I had my results by 11 weeks 2 days and was relieved. I took a day of after and was on bedrest as a precaution but no bleeding or pain.
I had 2 (twins) done abdominally. Your uterus contracts when they out the needle in which is uncomfortable but its also pretty quick. I was also a nervous wreck because they knew something was wrong with one of the babies, it was just a matter of finding out what it was. I think the transcervical is less painful but its slightly riskier too. If they have the option, I think the abdomen is the preferred method, but it all depends on where your placenta happens to be. Don't let people scare you, even though there is a risk of MC, it is very small. Doctors won't do it unless there is a good reason.
Re: CVS this week....
Personally, I didn't have it done since there is a risk of miscarriage with it....although it is small.
**DD1 - 7/9/98**
**DS - 11/9/00**
**DD2 - 4/30/13**
I had one 4 years ago with my second child, b/c I had gotten a false positive with the NT test. It was ok; mildly uncomfortable as they were inserting the needle (I have a tipped uterus and they had to try several times), but that was it. I didn't have any spotting or anything afterwards, but rested the remainder of the day. Luckily he was perfectly fine - the stress of waiting was worse than the test.
Good luck to you!