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June 2013 Moms
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Teachers with disability insurance

megandchasemegandchase member
in June 2013 Moms
I'm a teacher an my due date falls in the summer. I pay for disability insurance because I wanted to be covered if we had a baby during the school year. Since I pay into it, can I collect it in the summer even though school is out? I'm under contract until August 31st. Just wondering if any of you have this same s situation or have gone through it and knows how it works in the summer. TIA
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Re: Teachers with disability insurance

  • ESD_0707ESD_0707
    As I understand it, if you pay for extra insurance beyond your normal plan, you would receive that on top of maternity leave pay.  So, that means no matter what time of year you have your baby, you would still get the extra income for the 6 or 8 week
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  • SCBride2007SCBride2007 member

    That's my exact question. I signed up for STD last year just in case I was due in the school year at some point. I am wondering if I can collect if I am due June 10th and our school gets out June 1st. 

    I would like to take the first few week

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  • mamathompson7mamathompson7 member

    Nope, unless I just have a wonderful plan. I had my son last May a week before school let out, and got paid full maternity. I specifically asked and it was explained to me that I am physically unable to work, whether or not there is work to be done. If

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  • HoneyDew29HoneyDew29 member
    I have an AFLAC policy and the way it was explained to me is that as long as I am under contract by the district you get paid out.  Your district and your doctor will both still have to fill out the paperwork most likely.  I would recommend you
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  • Nix55Nix55 member
    In AZ you are able to collect on top of your regular pay.
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  • BC&LMBC&LM member
    I have Prudential. I called and asked, and they said they will pay me over the summer, even though we are out of school. I would call your provider to ask; that's really the only way to know unless you know someone with the same provider as you who had a
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