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Insurance

bundleoluv11bundleoluv11 member
in LGBT Parenting

I wanted to know what kind of insurance covers for some of things like blood work test and  for fertitly . sorry for the spelling. I lived in ohio So, to the members who live in ohio please give me some ideas . Thank you!

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Re: Insurance

  • firstcomeslove2013firstcomeslove2013 member

    Unfortunately, living in ohio, there isn't individual insurance coverage for maternity. You have to be on an insurance plan for over a year before you can even use any sort of pregnancy coverage. I experienced a similar thing back in october.

    &n

    Queer coupled and having a BABY with the love of my life! Love my life and wouldn't have it any other way!
    First IUI 1/22/2013 BFN: 2/7/2013, Second IUI 2/21/2013 BFN: 3/9/2013, Third IUI 4/23/2013 BFN: 5/8/2013, Fourth IUI 5/24/2013 BFN: 6/7/2013, Fifth IUI 6/24/2013 BFN: 7/8/2013

    C began IUI's
    7/23/2013 C's first IUI BFN, 8/21/2013 C's second IUI BFN , Took a break in September and October, 11/05/2013 C's 3rd IUI (TWW...we meet again...) BFN, Took off the month to switch to an RE. 01/01/2014 C's 4th IUI...BFP!!!!!!!! Beta #1- 17, Beta #2- 34, Beta #3-140....  6W Ultra-Sound Reveals nothing in Gestation Sack... Natural M/C at 7W, 2/3/2014

    03/21/2014 IUI #10...BFP!!! Beta #1- 48, Beta #2- 416, Beta #3- 1018. GROW BABY GROW!!!

    1st Ultrasound 4/22/2014 Baby Squints is PERFECT! Measuring at 6w2d with a heartbeat of 129. EDD: 12/12/14.

    Ultrasound at 18 weeks on 7/14/2014. Baby is healthy and growing just as she should!

     

    Check out my blog at: http://journeytoparenthoodandmakingmilk.blogspot.com/

     

    image

     

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  • trisholiotrisholio member
    We have united healthcare and we have decent fertility coverage.  We have a $1500 deductible for overall health coverage, once that is met they cover 80% for fertility treatments, with a $20,000 lifetime max.  My first appointment with my RE, bl
    T & G My wife and I married 9/10/11 in Niagara Falls, NY
    HSG 12/12/12        
    #1 ICI 12/15/12              BFN on 12/29/12
    #2 ICI  1/11/13                BFN 1/28/13                       
    #3 ICI 2/11/13                 BFN
                   
    #4 ICI August 2013,  Clomid 100mg    BFN on 8/30/13 
    #5 ICI September-Clomid 100,  mg ICI 8/15 and 8/16,  BFN on 9/3
    #6 ICI October-Clomid 150 mg for 5 days   BFN 10/27
    uterine laparoscopy on 11/14-no endo or cysts
    #7 IUI December-Clomid 150mg    BFP 12/21
    12/23 Beta 51     12/26 Beta 209!
    First ultrasound on January 8th 2014-great healthy heartbeat
    Second Ultrasound January 23 (8 weeks) we got to see and hear the heartbeat
    Third Ultrasound Feb 4th(10 weeks), then will  released to OBGYN'
    It's a GIRL!
    We welcomed Adalyn Cooper Elizabeth on 8/29/14
    She was 7lbs 11oz and 19.6 inches long

    Proud foster parents to two little girls ages 2.5 yrs old, M,  and 1 year old, K



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  • nutaskeetnutaskeet member
    We had friends who went through with no insurance help. Luckily, most blood work has been covered because they found that I had high thyroid counts so they were able to code it medical. We have only had to pay for procedures.
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  • firstcomeslove2013firstcomeslove2013 member
    Trish- Are you covered under your wife's insurance or do you have private insurance?

    Queer coupled and having a BABY with the love of my life! Love my life and wouldn't have it any other way!
    First IUI 1/22/2013 BFN: 2/7/2013, Second IUI 2/21/2013 BFN: 3/9/2013, Third IUI 4/23/2013 BFN: 5/8/2013, Fourth IUI 5/24/2013 BFN: 6/7/2013, Fifth IUI 6/24/2013 BFN: 7/8/2013

    C began IUI's
    7/23/2013 C's first IUI BFN, 8/21/2013 C's second IUI BFN , Took a break in September and October, 11/05/2013 C's 3rd IUI (TWW...we meet again...) BFN, Took off the month to switch to an RE. 01/01/2014 C's 4th IUI...BFP!!!!!!!! Beta #1- 17, Beta #2- 34, Beta #3-140....  6W Ultra-Sound Reveals nothing in Gestation Sack... Natural M/C at 7W, 2/3/2014

    03/21/2014 IUI #10...BFP!!! Beta #1- 48, Beta #2- 416, Beta #3- 1018. GROW BABY GROW!!!

    1st Ultrasound 4/22/2014 Baby Squints is PERFECT! Measuring at 6w2d with a heartbeat of 129. EDD: 12/12/14.

    Ultrasound at 18 weeks on 7/14/2014. Baby is healthy and growing just as she should!

     

    Check out my blog at: http://journeytoparenthoodandmakingmilk.blogspot.com/

     

    image

     

    Report Reply
  • kristi&pkristi&p member
    I was told by my insurance company I would qualify for those benefits once I have been trying for 12 months but everything has seemed to have gone through insurance. It's a little scary becuase I am sure ill get the fixed bill but I was ready to pay for i

    Married in September 2010, started TTC journey November 2012

    Me-

    7 IUI- 2 CP- 2 BFN

    RPL blood work 12/27, showed a balance translocation in chromosome 11;22  

    Spouse-

    PCOS 4 IUI-4 BFN

    New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015. 



     

     

     

     

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  • bundleoluv11bundleoluv11 member
    Thank you very much for that bit of information and I will look into united and see what's up with that and figure it out.
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