Trouble TTC

RE bills

Do you guys have any ways of dealing with IF bills?  We started getting our bills in the mail from our first RE appointment. 

We are doing well financially and we have money in savings, I just want to save it for an emergency.  All of DH and my lab bills are coming and so far they come to about 1000 and we haven't even started IUI's or meds yet.  

Do you guys just make payments, or put it on a low interest credit card to pay it off?  Just curious what everyone else is doing.

Anniversary

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Married 8/21/2010, Off BCP April 2011, Started TTC 10/2011

Re: RE bills

  • We honestly have to pay it up front. SOo I put it on my regular credit card and then pay on it when I can. I have been picking up a ton of overtime at work soo it has helped and we have managed to keep our head above water and the bills are paid off rig
    BabyFetus Ticker


    TTC SINCE 7/2010, BFP-10/2010 ended in miscarriage 11/2010 : (.....
    Progesterone level 4/2011= 11.29. SA normal. HSG normal.
    8/11 Clomid 50mg=BFN progesterone level 35,
    10/11 Clomid 50mg =BFN progesterone level 31,
    11/11 Clomid 50mg=BFN progesterone level 12,
    12/11 Clomid 50mg=Progesterone 31
    01/12-Break from meds-BFN
    Feb-cd3 blood work FSH(5), AMH(0.56) 02/12 Break....
    03/01/12-Clomid 50mg with IUI #1=BFN.
    04/01/12-Another round of clomid with IUI#2=BFN.
    5/8/12-Diagnostic Laparoscopy-found minimal endometriosis and small fibriod.
    June and July-much needed break
    August-Bravelle 75 with IUI#3- BFN
    September-Bravelle injects with IUI #4-BFP!! MC 10/7/12 : ( Sonohysterogram-Normal
    December- Bravelle(3 good follicles & E2 1252) with IUI#5 BFFN :*(
    July IVF #1- BFP! : )  Beta #1-245, #2- 703, #3- 1655, #4- 3553 YAY!  Praying and Praying this one sticks around!
                      1st U/S scheduled for Aug 23rd!  
    Twins!!
    We are having a BOY & a GIRL !!



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  • jfb29jfb29 member

    imageNBA0703:
    We honestly have to pay it up front. SOo I put it on my regular credit card and then pay on it when I can. I have b

    TTC #1 Since 7/2011

    Me: 30, PCOS with anovulation
    DH: 38, Low Morph & DE
    Rx: Metformin 500mg

    Cycle #1: Clomid 100mg + Ovidrel = No Response, Canceled
    Cycle #2: Clomid 150mg + Ovidrel = No Response, Canceled
    Cycle #3: Clomid 150mg + Follistim + Ovidrel = No response, Canceled

    Cycle #4: Femara 7.5mg + Gonal-f + Ovidrel + IUI = BFP!!!!

     

    ~ EDD 03.26.14 ~

  • For all of our testing and IUI cycles, everything except the actual sperm wash and IUI procedure were sent through our insurance as my RE is in network so even tho we are OOP, there is some coverage and discounts. IUI was not covered at all, so we just pa
    Me: 37, DH: 35 :: TCC since 2/11 SA: Perfect! CD3  HSG = Blocked Right Tube
    April- Femara 2.5mg + Trigger + IUI = BFN   May- Femara 5mg = CX - No Response on Left = BFN
    June- Femara 7.5mg + Trigger + IUI = BFN  August- Lap & Hysteroscopy = Blocked & Partially Blocked Tubes
    September- Femara 5mg = CX - No Response on Left = BFN  October- 100mg Clomid + Trigger + TI = BFN
    IVF # 1: Stims 11/30 ER 12/12/12! (10R, 10M, 8F, 2T, 6 F) :: Beta #1- 176  c/p @ 4w4d
    FET #1 February 26th :: Lost 4 to Thaw, Transferred 2 = BFFN
    IVF # 2 Stims 5/10 ER 5/21 (15R, 13M, 13F, 2T, 7F- 6d3 & 1d5) :: Beta # 1- 15 c/p @ 4w
    FET #2 Cancelled, Right Tube Developed a Hydro  8/28 Hydro & Scar Tissue Removed  Cleared for FET
    FET #2.2 Scheduled for September 20th
    2 Thawed, 2 Transferred! Beta #1- 96, Beta #2 906! :: EDD June 10th
    2015- 2 failed FET. We are done
    SURPRISE! BFP 8/8/16   EDD 4/1/17

     
    imageImage and video hosting by TinyPic

    Baby Birthday Ticker Ticker

    Pregnancy Ticker
  • We are OOP and paying for IF treatments is a major stress in my life.  With the exception of my consultation, which was billed through insurance and denied, I have paid my RE bills upfront.  Bloodwork is done through Quest, who always runs it

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

  • For all of the testing (HSG, saline sono, s/a), lab, drugs, u/s we paid OOP. Some was covered by insurance, so that helped. For our IVF, we took out a low interest loan, and in addition to savings paid for that

    ~TTC#1 Since July 2011~ 
    Dx: Fibroids & Tubal Infertility
                                                        9/12 -IVF#1 =BFN; 5/14 -IVF#2=BFP:-) EDD 2.19.2015                                                

    S/PAIF Welcome 





    imageimageimage

    BabyFetus Ticker

  • We are fortunate that thus far we've been able to may off everything right away. We have been putting things on a credit card because we get rewards points.

    AMA & SAIF. TTC #1 since Oct. 2010. DX: Unexplained. BFP on break after 32 months trying and 2 med cycles. Baby girl born at 40w0d!

    Baby Birthday Ticker Tickerimage

    jbelle

  • We are 100% OOP... it sucks.  We are paying cash, make sure your RE's office knows you are OOP and bill you that rate instead of the insurance rate.  We are just cutting back where we can.  We have a new house fund that we were hoping to us
    ***siggy/ticker warning***

    Me:36 DH:38 TTC#1 since 4/2012
    Me DX: Hashimotos,Hypothyroid, DOR, MTHFR,  DH: normal

     IUI #1-#4 BFNs and a few cancelled cycles in the mix.
    - poor responder
    ***Suprise BFP on 6/13/13. Natural MC @6wks 3days
    IVF#1 and 2- Cancelled due to no response on max stimms
    FET 5/20- BFP
    1st Beta- 641
    2nd beta- 2166
    Sono- TWINS!!!!
    Two Boys! Born January 2015 @36 weeks.  Healthy and no NICU!  So blessed!



    image 

  • imagejbelle:

    We are fortunate that thus far we've been able to may off everything right away. We have been putting things on a cred

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

  • luckily our bills have been quite low, so we just pay them on visa (most expensive was today, for this months cycle monitoring and 100mg of clomid for 5 days and it was $110). today I brought my mom with me, and she ended up paying-so that worked out!<

    TTC #1 since April 2012 Image and video hosting by TinyPic Image and video hosting by TinyPic
  • imageTwinkie0612:
    imagejbelle:</

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

  • We recently changed insurance because DH got a new job and through this insurance our testing has been covered, which has been a huge blessing! We also have HRA and FSA accounts set up as well. Between all of our testing and the ultrasounds for our IUI

    IAmPregnant Ticker image


    BabyFetus Ticker
  • imageTwinkie0612:
    imageTwinkie06

    AMA & SAIF. TTC #1 since Oct. 2010. DX: Unexplained. BFP on break after 32 months trying and 2 med cycles. Baby girl born at 40w0d!

    Baby Birthday Ticker Tickerimage

    jbelle

  • imagejbelle:
    imageTwinkie0612:</

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

  • I had my lap surgery & cervical surgery (to reopen scarred closed cervix) a little over a month ago.  Just got part one of the bills head our way... It's a little over $1000 as well. Luckily with the surgeries I will meet my deductible and m
  • My RE office bills everything through insurance first. We are OOP, but our insurance does pay a tiny percent of the testing (like $36 per u/s). Once the claims have been fully processed, they will bill us. Right now we tentatively o

    TTC #1 since May 2006 - We thought we were done in 2010, but we are back again!
    PCOS (anovulatory and amenorrhea) and hypothyroid.
    Currently taking Metformin 1500 MG and Synthroid.
    Prior HSG and DH SAs were clear.
    Feb 2013 - Switched clinics/RE and starting from the beginning again with some modifications.
    Current status: CD 3 appointment showed lining was too thick (11.5 mm). Endometrial biopsy scheduled for CD 11. Next steps will be based on results.
    All welcome to respond.
    March TTTC Siggy Challenge: Internet Memes
    imageimage
  • Thanks for all your replies. We're meeting our deductible soon, so hopefully that'll help a bit.

    Anniversary

    <a href="http://www.thebump.com/?utm_source=ticker&utm_medium=HTML&utm_campaign=tickers" title="Getting Pregnant"><img src="http://global.thebump.com/tickers/tt1b3729.aspx" alt=" BabyFetus Ticker" border="0"  /></a>

    Married 8/21/2010, Off BCP April 2011, Started TTC 10/2011

  • We are 100 OOP. we have close to 6,000 in bills and haven't even moved on to iui. The super crappy part is our insurance does not count any of that toward our oop deductible. Right now it is all coming out of our savings, I am not sure what we will do whe
    My Ovulation Chart
    TTC since 0ct. 2011
    Me-34,DH-34
    Dx:Hypothyroidism 2008
    HSG- All clear CD 3 bloodwork normal
    SA- Abnormal Dx:MFI
    DH on 50mg Clomid 3x week
    BFP#1- 1/21/13 CP 1/24/13
    Cycle 18,19 & 20 50mg Clomid+trigger+IUI= All BFFN
    Cycle 21-25 Taking a break for now, still HIO Hoping!
    Moving onto IVF Next AF
    (PAIF/SAIF Welcome)
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  • I took a 2nd job to help pay for our bills. We don't make much and there was no way I wanted to go through all our savings to pay for treatments. In the last 3 years we've probably spent close to 20k on everything between my surgeries, testing and IU
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