So as you know, DH got into a car accident yesterday.
Basically he cut off someone when he shouldn't have.
The good news in all this? When we bought our car, we signed up for the replacement value warranty (seemed like a smart move considering that DH had just totaled our car). That warranty came with a few benefits, one of them being that the dealership (or the insurance company they go through, I'm not sure) will pay our deductible up to $1000. (And our deductible happens to be at $1000). I made DH call and this is good even for at-fault accidents. So it looks like we won't have to pay anything for the repairs.
Of course, our premium is still going to go up when we renew next year, but there's nothing we can do about that.
*lets out sigh of relief*
Re: Potential good news
That's how I feel about it, too. Plus when we got ours, they had a promotion that gave us free antitheft marking, which in turn lowered our car insurance premium. So overall, I wouldn't say it has paid for itself, but it's come pretty close so far.