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October 2011 Moms
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Buy Travel Insurance?

ellewoodsSCellewoodsSC member
in October 2011 Moms

Wanted to ask you ladies for your opinion on this.  We have several trips planned in the next few months where we will be flying to our destination with DD and I am wondering if I should have bought those travel insurance policies offered through the airlines.  I usually never buy those, but with a toddler it seems like unexpected illnesses and injuries come up out of nowhere and I am mainly concerned about covering our losses in the event of a cancellation. I've been buying each leg of the trip separately because of timing and costs and but the cost of insurance is really adding up, considering the budget airfare.  think to reschedule though the airlines, you end up losing ~$100 plus any additional cost in the airfare.   Is travel insurance a recommended purchase? 

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Re: Buy Travel Insurance?

  • FianschneidFianschneid member

    Your credit card company might already have travel insurance on your trips. Check that out first.

    If not, I generally recommend it. Then again, I've been caught in a hurricane on one trip and nearly had to cancel a trip due to a layoff another time. So, I'm in the better safe than sorry camp.

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  • pennysuedogpennysuedog
    I have never buy it.  For peace of mind I should.  I usually can't sleep before a big trip because I'm afraid something might go wrong. 
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  • btsrc5btsrc5 member
    I only buy it for international trips (like Mexico), but never for anything domestic. 
    Married 08/18/07
    BFP 02/15/11 EDD 10/27/11 Born at 35w3d on 09/25/11 
    BFP 10/13/12 EDD 06/25/13 Born at 37w0d on 06/04/13

    BFP 12/11/15 EDD 08/23/16 Early miscarriage

    BFP 02/02/16 EDD 10/16/16

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  • ellewoodsSCellewoodsSC member
    Ok, thanks for the advice.  I'm concerned that should something arise with DD, there will be lots of exclusions that will make it difficult to make any claims.
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