Community› The Bump Message Boards› Natural Birth
Natural Birth
New Discussion

Battling with my insurance... words of advice?

Bugg22Bugg22 member
in Natural Birth

I have Blue Cross Blue Shield and I am currently "battling" with them about covering birth at a birthcenter.

At this point they are telling me if I go this route I will need to meet my $7500 deductible before they will cover anything. If I deliver at a hospital it will be a total of $200!

There argument so far has been that my policy states that my birth will be covered in a in patient hospital facility and a birth center does not qualify. 

Any pointers from others who have gone through the same thing? 

Lilypie Fourth Birthday tickers Lilypie Second Birthday tickers Lilypie Angel and Memorial tickers
Report Reply to Post

Re: Battling with my insurance... words of advice?

  • *LrCg**LrCg* member
    Do they cover a homebirth?  With our first, our insurance company covered a homebirth but not birth center (which wasn't a big deal- our midwife does it at home or at her birth center).  Now (2 babies later) they cover both birth center and homebirth.  However, I do know that my midwife lists Blue Cross Blue Shield as an insurance company that covers her services (but I'm in Ohio).  It may be something to think about.  My midwife is a CNM and what she brings to your house is the same equipment she has at the birth center.
    Report Reply
  • Loading the player...
  • breathlessbridebreathlessbride

    I have BCBS and I lucked out with the best of both worlds:  a birth center IN a hospital.  My copay was $200.

    I'm not telling you that you have to switch, but if there is a birth center inside a hospital near you, that might be a good option.

    Best of luck!

    Report Reply
  • PeonyPumpsPeonyPumps member

    We also have BCBS and home birth or birthing centers not in a hospital are not covered.  We also would have 100% coverage minus a few small payments (maybe $150 I think?) in a hospital with no coverage if not.  

    It sucks. 

    Warning No formatter is installed for the format bbhtml
    Report Reply
  • xcjumpxcjump member
    That sucks.   I have BCBS and they are covering my birth at a birth center.  
    image
    image
    image

    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"