Sorry, I had two questions today and really wanted to ask both. I hope this doesn't make anyone mad!
Anyways, totally just curious if anyone knows the answer to this. If you decide to get plastic surgery, let's say a breast augmentation (increase, not reduction), do you get to take disability for that? Technically you are in the hospital and it's a surgery, but on the other hand it's elective.
Just curious if you have to take all vacation time or if you get some disability time. There's a couple of people I'd consider asking at work but it may not be right to assume someone has gotten a little "help" haha.
Re: NWMR: Plastic Surgery
Understood and I suspect you are right but I figured asking was the best way to know for sure!
No, you don't. I had a breast lift and I didn't get disability. But like PP said, you don't need that much time off anyway that usually sick time covers it.
I did have disability when I had a hernia repair and a weight loss surgery, but I was out for 3 weeks, so that's a different story. Technically, the weight loss surgery was elective (you don't HAVE to have it and insurance wasn't paying for mine), but it was still covered for disability.
I also ahem "know someone" who had this surgery. "She" took 2 weeks vacation. Even if you could collect dbl for it, I think I would be to embarrassed to tell my employer! LOL
This is interesting to me because my surgery was completely elective and I was complete covered under disability. I think if the doctor does the physican statement and writes in the reason then it would be covered under STD. My procedure was also technically cosmetic and performed by a plastics surgeon- although the underlying reason for the surgery was a medical condition.
I really thought that even if the surgery was elective as long as a physician signed you out you could collect STD.
Elective surgery just means it's not urgent or emergent. Laparoscopic cholecystectomy for most people is elective, but still covered as you are treating a medical problem. Cosmetic surgery with the code V50.1 is not covered under disability. A procedure is only cosmetic if it is not done to treat a medical condition. For example, when I do a breast reduction and the woman meets insurance criteria for macromastia, it is covered and patient qualifies for disability. If I do a breast reduction and the woman does not meet criteria, it is cosmetic and therefore they pay and it is not covered for disability. Patients try all the time to get disability and I have never seen it happen.