A great idea I stole from someone on the money matters board. Create a .jpeg file for your Christmas card and just get photos printed up. Here's what mine looks like, created in powerpoint.
We had professional pictures taken a few months ago and I just ordered prints from www.KodakGallery.com for $.15 a print. I ordered (54) 4X6's for only $8.10 plus shipping.
I like sending traditional Christmas cards so I simply just insert the photo.
Costco does them..really nice too and fast...1 hour!!! It's only 14.99 for 50 of them