Make sure you keep a warm coat in the car for your kids when you are out in the winter. I know you can't use it in the carseat, but it is good to have along in case you break down or get stuck. We also keep a winter emergency kit in the car with extra blankets (some fleece & some survival ones), food, water, diapers, extra clothes for the kids, some toys/books for the kids, etc.
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Re: s/o getting chilly