dcunningham2:If you bought a home with a VA loan help me out. Where should I start? Do you contact the VA, bank or realtor first? How was your experience? TIA!
We looked into homes with a realtor before asking for a VA loan because we didnt want our credit pulled for no reason if we didnt find a home that we liked. Once we found a home that we liked we were "pre approved" for an amount by VA and were able to put in an offer for the home with a letter from them saying we were pre approved. Once it came down to negotiating the contract with the sellers VA has an inspector look at the home and they will only finance the home for what they appraise it for. If the sellers wanted more than what VA would finance, which happened in our case, we were asked to pay the difference in cash to the sellers.
BFP #1 11/07/2012 EDD 07/09/2013 M/C 11/22/2012
BFP #2 02/05/2013 EDD 09/19/2013
Arrived via c-section 09/27/2013
We used VA home mortgage..they took care of everything and we were just told what paperwork we needed to send them. They were awesome!