January 2011 Moms
RedZee
member
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Finances
RedZee
member
Does anyone post/lurk on the finances board on the Nest? Is anyone very good at this kind of planning?
I don't want to start following another board, but I do find that these boards can often give a ton of info. I was wondering if anyone could condense it for me - or at least tell me what the financial board equivalent is to Getting Pregnant's 'Taking Charge of Your Fertility'.
All of a sudden I have to figure out 401k contributions, FSA, how to save, whether we should have 1 account or separate accounts and everything else!
DD1: born 1/19/11. DD2: born 10/10/13
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Re: Finances
I lurked a while back for just a short time and they stressed me out and confused me. We don't have conventional income which is why I think I felt this way...but if we were both regular W2 type employees it would have definitely helped.
I say lurk a bit - can't hurt.
I lurked the Money Matters board for about 3 years. I hardly ever post there because my priorities are waaaayy different than mine. I think the Nest is pretty dead these days. Try checking out the new off board instead: https://pandce.****/index.cgi
Speaking of Dave Ramsey, I used to listen to his podcasts for years. They were very helpful to me. The only thing I found funny was that he encouraged you to pay off your smaller debts first. I understand the concept, because it makes it seem like you are making head way and getting some were.
BUT. If I owe Capital One 3,000 at a 22% interest rate, and I owe Kohls 300 at 10%..I really should be hammering out Capital One first.
Good luck, finances are never easy. I always feel like something starts to go right and then the car breaks down or we need a new fridge and washer all in the same week.