Vent: reconciling checking account

JillBean78 · November 2008

Reconciling our checking account each month puts me over the edge, I had to stop and put it away and go back tomorrow. We keep track of everything in Quicken and for the most part do a good job saving receipts from purchases with the Debit card but we miss lots of them (mostly DH) He loves to go buy crap for like $2 and $3 at the gas station and never gives me receipts. So anyways, it is really annoying me and I'm tired of sitting here trying to figure it out and he is wondering why I'm being such a *** right now. Now he just said, what is for dinner. Hmph!

hero · November 2008

Does your bank give you access to your statements online? We use our debit card and we can check our account records for an item the same day we bought it. It's the only way I can keep track of Dh's purchases.

Garnetbaby09 · November 2008

Or do it more often than once a month. DH and I pour over our acct every few days. Its less time consuming and much easier re: the receipt situation.

JillBean78 · November 2008

I try to look every 3 days on the bank account, but I still miss some. I hate Debit cards, lol.

lhull · November 2008

It's the opposite in my house! My dh is the one who keeps track of the Quicken and I am the one who never gives him receipts. He is always getting mad at me.

Elisa312 · November 2008

We put everything on AMEX Blue cash. Then kust pay everything off at the end of the month. AMEX statement=track of all things bought=less confusion when working on our budget.

Plus, after a certain amt, CASH BACK!

hugoboogie · November 2008

Do you have Bank of America in your city? I can't recommend them enough for their online banking. It rocks my socks off. I HATE balancing checkbooks and monitoring interest earned and stuff.

They update debit and cc purchases immediately. Sometimes they have to classify them as "pending", but they always always always subtract them from the balance. So, if it doesn't go through or something...you've overcorrected. If that makes sense.

Seriously...its a life saver. That and I have one of those cute ancillary "keep the change" things. It subtracts my purchases in rounded-up, whole-dollar amounts and puts the change in savings. Hee!

mommy411 · November 2008

Oh man I wouldnt waste my time doing that! You have to get a online banking account..It tracks everything for you!!!! No need to keep track yourself you just log on and check thats it!

JillBean78 · November 2008

I do bank online, but I'm too anal to allow it to do it for me. I have my Quicken and account linked online but never allow Quicken to automatically update for me. I think I'm just going to have to cave and trust the automatic update.

hugoboogie · November 2008

Ooooh. See I check every time I buy something. Or if I go a few days between buying anything, I'll just log on real quick to make sure nothing is amiss.

I think that's all you have to do! Good luck

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