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February 2012 Moms
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I feel like a weight has been lifted...

shortsweet&sassyshortsweet&sassy
in February 2012 Moms

When we got pregnant with DD we knew our insurance sucked. Its a high deductible and a high monthly payment but we had to be on DH's employer insurance do to pre-exsisting conditions (we are looking to try to get on private insurance next year). We have always been able to make ends meet but we didnt actually realize how little insurance would pay for things. We have been paying medical bills out of pocket from day one of my pregnancy with my Dr office payments, u/s ect. My final hospital bill finally was submitted to insurance and our balance ended up being tens of thousands of dollars and the monthly payment for it is more than our car payment each month.

When I was talking to the billing office of the hospital to set up payment arrangements the person could tell I was emotional about the payment amount (I started crying when she told me what the amount would be each month) she asked if I stayed home and how many kids I had and then asked me how much my husband made. She said "Honey, you should apply for financial assistance, the worst that could happen is they say no." I talked to Dh that night and we decided to apply and see what happened. Well I just called them to see how my application is going and they said we were approved! They are taking care of 70% of our bill! I cannot begin to describe what a HUGE blessing this is. Now that the baby is here and things have settled we are finally able to start getting our debt paid down!

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Re: I feel like a weight has been lifted...

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    BoilerUp1BoilerUp1
    God is good. :)
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    jldubb0626jldubb0626 member
    Yay! That is amazing! *hugs*
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    LawrenLawren member
    That is awesome news!
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    noryangnoryang member

    Awesome! I cannot imagine what it would be like to have bills left over from the pregnancy/birth. We are spoiled, have amazing insuranece and had 100% coverage. Everyone should have this.

     

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    soveryexcitedsoveryexcited member
    Amazing!! I had something similar happen to us. DD#2 was in the NICU for eleven days and the medical bills have been INSANE. One of the major hospitals we were at had a charity department and I applied, hoping to get even a few hundred knocked off. They paid off our entire balance of four thousand. :-) Of course, we still have 13k left, but still!! :-) Congratulations on a great day for you! :-)
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    88eve8888eve88
    Seems like someone is looking out for you! ;)  Congrats!!
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