Question about Jr., II, III etc.

JessieCupcake · April 2012

Maybe someone on the board can help me out. Google is not helping me at all. Stick out tongue I was wondering, if I name my son after my husband, do I have to put jr on the birth certificate? I would rather not have it be apart of baby's legal name if I don't have to. I know this is morbid but when my H dies, our son would still have to sign jr to everything if it's on the birth certificate and that seems stupid.

I know there was one poster who was naming her son the III but I can't remember her name.

Anyone know the answer?

AndromedaEclipse · April 2012

I don't believe you have to, but you can cause serious issues for your son down the road. DH is a III, my dad is a Jr., and my brother is a III. DH was denied a mortgage because they told him he was dead - several times. We had to fight them to prove that he wasn't dead. After all, he was standing right in front of them. There are credit report issues between my grandfather, my dad, and my brother all the time.

topaz7777 · April 2012

My ex husband had the exact name as his father, but he didn't have a suffix at all. They both just had the same name. I will caution that it did cause some complications with SSN's and credit reports later in life.

My father is named after his dad, but instead of giving him a Jr suffix, he has a II. Never had any trouble with that either.

Gismo123 · April 2012

My husband was named after his dad and his dad was named after his dad so my DH is the 3rd one with his name. His birth certificate does not say Jr. or the III on it, It's not necessary so you can skip it.

Edit: Also I disagree with a PP about it being a hassle down the road...yes people may have the same name but no one has the same SSN. So there shouldn't be an issue about being dead or alive or being mistaken for someone else.....when you run a credit report they run your name AND your SSN not just your name.

tuki06 · April 2012

I think you don't have to do it. I mean my uncles legal name is Dan David but he goes by david and even on things I've seen him sign most of the time he writes david every now and then he'll put D. David but I've never seen him write Dan on anything. Dan was his fathers name and he has passed away and as far as I know he's never had any issues with anything. I think it's just up to you and your preference. In response to the pp that said it caused some issues I'd say that's more just do to the government being full of stupid people who cause the problem not the name being the cause of the problem itself, like anouther pp said everyone's ssn is diff so it really shouldn't be an issue not to put it.

AndromedaEclipse · April 2012

Gismo123:
My husband was named after his dad and his dad was named after his dad so my DH is the 3rd one with his name. His birth certificate does not say Jr. or the III on it, It's not necessary so you can skip it.
Edit: Also I disagree with a PP about it being a hassle down the road...yes people may have the same name but no one has the same SSN. So there shouldn't be an issue about being dead or alive or being mistaken for someone else.....when you run a credit report they run your name AND your SSN not just your name.

Feel free to disagree, but it did happen to us. It took an extra three months to buy our house because of it. I didn't say it happens to everyone, but it does happen.

Gismo123 · April 2012

AndromedaEclipse:
Gismo123:
My husband was named after his dad and his dad was named after his dad so my DH is the 3rd one with his name. His birth certificate does not say Jr. or the III on it, It's not necessary so you can skip it.
Edit: Also I disagree with a PP about it being a hassle down the road...yes people may have the same name but no one has the same SSN. So there shouldn't be an issue about being dead or alive or being mistaken for someone else.....when you run a credit report they run your name AND your SSN not just your name.
Feel free to disagree, but it did happen to us. It took an extra three months to buy our house because of it. I didn't say it happens to everyone, but it does happen.

As PP stated it's not the names that made it take longer it's the people you were dealing with. There is no way there could be a mix up since the SSN's are not the same. I can go on google right now and find at least a dozen people with the same name as me and I've never been mistaken for someone else.

JessieCupcake · April 2012

I appreciate all your responses ladies. You've given me a lot to think about. I'm still not 100% sold on the idea but it is really important to my H. I think if I do name baby after H I will leave jr off the birth certifcate. As for it being an issue down the road I guess I'll just have to weigh the pros and cons. Thanks for sharing your experiences.

Tink522 · April 2012

I am with you in knowing that it happens. Husband has the same first name as his father but different middle name and his father's stuff shows up on our credit reports all the time. Husband has had to call on multiple occassions when we have applied for credit and have the company look at the full name/ss # on each account. So while the ss# is different, when the credit report is pulled it does come up under other names used. It can be a pain and I am sure with the same first and middle name it happens more frequently.

privadazul · April 2012

I don't think you need to add it to the birth certificate. As for fearing that your son will be signing Jr after your husband passes... he's still the 2nd with the name even after the 1st is no longer living.

My husband is a 4th - not on the birth certificate. Even though all 4 had different middle names, there has been plenty of confusion when dealing with mail, banking, accounts, etc. Yes, you do give your SSN when dealing with loans/credit accounts, but it doesn't eliminate the confusion. It should, but it doesn't.

unaveragejane · April 2012

My DH and my brother are both Jr's with very common first and last names. As far as I know, neither signs anything with Jr after it unless it is required by the form. (Your signature is pretty much just your signature, and my DH's sig is not even legible. )

When we bought our house, DH and I were charged $40 or so extra because they had to run records to prove that we were not other people with the same or similar names. (Yes, even though I'm not a Jr and have an uncommon first name, they wanted to make sure I wasn't some other person who had terrible credit.) I think it may depend from state to state as far as how that is handled.

swimmerette00 · April 2012

My dad is a Jr, my brother a III. It is on their birth certificates. My dad goes by his middle name or his first initial and middle name. My brother goes by a nickname of his first name (same as my grandpa did).

I think the only time they ever have to sign the Jr or III is on a legal document. Otherwise they just sign their name without.

Pancake227 · April 2012

I would add it. I agree with whoever said it can cause problems down the line and completely disagree with whoever said it didn't. My father & brother have had numerous problems along with my husband and his father. Yes it can be cleared up because of the SSN but it's the address that throws it off. When we bought our house and did our credit review their was a bunch of errors in the reports. Many were credit things his father had done. They weren't bad but just extra stuff. It wasn't hard to correct but it was another thing to do during an already stressful & busy time. When my brother bought his house they denied his mortgage because my father's mortgage was on his credit report. Chaos.

snicksnack · April 2012

Gismo123:
AndromedaEclipse:
Gismo123:
My husband was named after his dad and his dad was named after his dad so my DH is the 3rd one with his name. His birth certificate does not say Jr. or the III on it, It's not necessary so you can skip it.
Edit: Also I disagree with a PP about it being a hassle down the road...yes people may have the same name but no one has the same SSN. So there shouldn't be an issue about being dead or alive or being mistaken for someone else.....when you run a credit report they run your name AND your SSN not just your name.
Feel free to disagree, but it did happen to us. It took an extra three months to buy our house because of it. I didn't say it happens to everyone, but it does happen.
As PP stated it's not the names that made it take longer it's the people you were dealing with. There is no way there could be a mix up since the SSN's are not the same. I can go on google right now and find at least a dozen people with the same name as me and I've never been mistaken for someone else.

You can run into this issue even if you are not a Jr. My BIL, who is a III, married a woman with the same first name as my MIL and now my MIL can't even access her credit report because everything that comes up to verify her has to do with my SIL so sometimes your SSN has nothing to do with it workers at these companies can be sloppy but in the case of my MIL she is having issues with a report from someone who is related to her by marriage and does not have the same middle name.

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