Insurance coverage of childbirth classes

AndromedaEclipse · April 2012

When I signed up for my childbirth class, the teacher said that insurance should cover it. I submitted my claim to my insurance (a month and a half ago, but that's another story) and they denied it today. The only reason I was given was "This service is included in the allowed amount of another related service." Does anyone know what this means and/or is there anything I can do about this?

MrsC968 · April 2012

I don't know what that line means, but I called my insurance company and they didn't cover the cost either.

venussapphire · April 2012

I've never heard of insurance covering childbirth classes.

georgi611 · April 2012

I've never heard of them covering them either. I think it's because they are elective. I have aetna and I asked in the beginning if things like that were covered, and they said no.

sveva · April 2012

Mine covered about $15 worth of the class tuition. I would call the insurance company and see what other service they are talking about.

pinotgirl · April 2012

I have Blue Cross Blue Shield and was told they'd cover (at least partially) the cost for Childbirth Class. Unfortunately I was in the hospital at the time of the class so I had to cancel it, so I never found out if that insurance coverage would have happened.

jen812 · April 2012

venussapphire:
I've never heard of insurance covering childbirth classes.

My insurance covers the class. I had to submit my certificate of completion & a payment receipt. I'd just call them to ask what that line means.

lach1137 · April 2012

We just recently submitted ours for reimbursement, and haven't heard back yet. We have Blue Cross Blue Sheild of MA, and were told we could be reimbursed up to $90 (or $100...can't rememeber, class was $159).

Definitely call and find out.

JessieCupcake · April 2012

venussapphire:
I've never heard of insurance covering childbirth classes.

Neither have I. Too late for me to check now since we already took ours.

jen812 · April 2012

JessieCupcake:
venussapphire:
I've never heard of insurance covering childbirth classes.
Neither have I. Too late for me to check now since we already took ours.

No its not. You submit your request after you complete the class.

AndromedaEclipse · April 2012

I have BlueCross BlueShield too, so maybe there is hope. I'll call them now to clarify, then talk to the teacher tonight. Thanks ladies!

JessieCupcake · April 2012

jen812:
JessieCupcake:
venussapphire:
I've never heard of insurance covering childbirth classes.
Neither have I. Too late for me to check now since we already took ours.
No its not. You submit your request after you complete the class.

Thanks I will call and find out then!

dogsfornow · April 2012

I have BCBS and was told they do not cover it. The nurse at the hospital told us that lots of insurance companies do though. Maybe I'll try submitting a claim after I finish just for kicks.

jess9802 · April 2012

My insurance will reimburse for the cost of some health-based courses, including childbirth and breastfeeding classes. There's a limit on the amount per class and total per year that will be reimbursed. I opted to take the free classes offered by my doctor's clinic, so haven't really paid much attention to what the hospital offers.

beck8008 · April 2012

our instructor told us to check with insurance because classes MAY be covered... i don't think it's all that normal for them to be covered though

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Insurance coverage of childbirth classes

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